Archive for the ‘Accident Benefits Insurance Claims’ Category

Pain and suffering compensation in Ontario, thresholds, deductibles and more…

Ontario Accident Benefits Pain and Suffering  Compensation. When it comes to pain and suffering in Ontario, there are some areas that are “grey areas”. Firstly, there is no doubt that you are in pain and that you are suffering. Getting compensation for this pain and suffering is sometimes another story. In Ontario, if you are injured in a  motor vehicle accident you  can sue the person(s) who caused the accident insurance company for general damages for pain and suffering.

The Ontario personal injury law surrounding pain and suffering is complicated. Firstly there is a statutory deductible of $30,000. What this means is that the first $30 000 you are awarded goes towards paying your deductible.  That is why it is extremely important that you hire an experienced personal injury lawyer to help you with your claim. They will ensure that you receive maximum compensation for pain and suffering and that at the end of the day, you will walk away with a significant amount of compensation once your deductible has been paid.

Ontario personal injury law also has a ” threshold” when it comes to pain and suffering. This threshold must be met in order to receive ANY compensation for pain and suffering.  The Ontario Insurance Act states that a person is only entitled to general damages if they have sustained a serious and permanent disfigurement, or a serious and permanent impairment of an important physical, psychological or mental function. What is a  permanent and serious impairment?  Ontario courts have defined a permanent and serious impairment as an impairment that negatively affects a person’s daily living . This usually means that one struggles with daily life such as housekeeping, social interactions, work or educational activities. Qualifying for pain and suffering can be difficult to prove.  Experienced personal injury lawyers can help you with this.

If you have been injured in a motor vehicle accident in Ontario and are suffering, we can help.  Call or email us at david@ottawainjury.ca .  We can talk to you by phone or come and meet with you and let you know how we can help you and what your best course of action is. You owe this to yourself .  Once we have laid out a game plan for you, you can decide whether or not you want to start a claim. This costs you nothing. You need free advise from an experienced personal injury lawyer in order to make an informed decision.

The Ottawa personal injury team dedicate themselves to ensuring that  all Ontario residents involved in accidents receive all the help, support and compensation they need following an accident in Ontario. Our website is full of information that relates to Ottawa accidents, Ontario insurance claims, personal injury or events in our community, contact us at www.ottawainjury.ca ,or email david@ottawainjury.ca or call (613) 978-9549

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Ottawa lawyer reports on Rockland accident highway 174 resulting in tragic death.

Ottawa Personal Injury Lawyer David Hollingsworth and Associates.  Sadly, a man has died as a result of a car accident on  Hwy. 174. east of Ottawa , close to  Canaan Road just after 2 p.m. yesterday. Several rescue crews rushed to the Rockland accident scene to try to save the man’s life after his car lost control and rolled into a ditch somewhere between Cumberland and Rockland. The deceased was a  56-year-old man who was travelling with 3 dogs. When rescue crews arrived there was not much they could do as the driver had no vital signs when they arrived and sadly he was pronounced dead at the accident scene. My thoughts go out to his family and friends .

Ottawa Ontario Injury Lawyers David Hollingsworth and Associates.  David Hollingsworth has been a Ottawa accident and insurance claims lawyer since 1999 and has built a team of experienced highly qualified and dedicated  Ottawa  injury lawyers. As experienced Ottawa  injury lawyers, we serve  all Ontario accident victims with who have been in an accident or a loved one has been in an accident. Visit www.ottawainjury.ca for more information that relates to personal injury.

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Rockland accident highway 174

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Ottawa accident sends man to Trauma Centre at Ottawa Civic Hospital with severe injuries.

Ottawa Personal Injury Lawyers David Hollingsworth and Associates. A terrible accident on Richardson Side Road between Carp Road and Thomas Argue yesterday afternoon has left a 46 year old man with severe injuries. He was rushed to the Trauma Center at the Ottawa Civic Hospital Campus with serious multi-system injuries.

At the time of the accident, he was in critical condition. Another person was also injured. His passenger,  17-year-old male has some minor injuries and was transported to the Children’s Hospital of Eastern Ontario (CHEO)  in stable condition. I wish both men a full recovery and my thoughts go out to their friends and family at this very stressful time.

For over a decade, David and his team of personal injury lawyers have been Ottawa injury lawyers helping Ontario accident victims and specializing in Ontario personal injury law and  insurance claims.  Since 1999, David Hollingsworth has been building the top Ottawa personal injury lawyers team.  Contact us with any question at (613) 978-9549 or email at david@ottawainjury.ca or our website  www.ottawainjury.ca

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Ottawa injury lawyer David Hollingsworth shares client feedback and reviews.

Ottawa Personal Injury Lawyers David Hollingsworth and Associates. We often get emails from clients when we settle their cases.  Here is one that I just received and thought I would share. It is always our pleasure to help and we feel very blessed that we are in a position to truly help people and make a difference in their lives.

“Good evening, David.

I just wanted to thank you for all you did for us. We are so pleased with  the total amounts of the cheques you left for us. You fought a good fight and the relief that both ****** and I feel at the present moment is hard to put into words.  I’m sorry if I proved to be such a challenge in all this. I’m taking *****  for a little trip to the States for her birthday this year. We’ll raise a glass to you. To you and to your team who played such a vital part in this journey of recovery and returning to near-normal.

Again, many thanks. From both of us.

Most sincerely,

PP , Orleans, ON”

David Hollingsworth and Associates are Ottawa personal injury lawyers dedicated to  helping Ontario accident victims and their families. We specialize in personal injury law and maximizing Ontario  insurance claims compensation.  Since 1999, David Hollingsworth has been building the top Ottawa personal injury lawyers  team.  Contact any of our lawyers with any questions at (613) 978-9549 or email at david@ottawainjury.ca or website www.ottawainjury.ca

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Ontario accident? How to calculate the maximum amount of income replacement benefits you receive from your Ontario accident benefits plan.

What are income replacement benefits?
If you have been in an accident in Ontario and have suffered personal injury, you are most likely eligible for Ontario accident benefits. Ontario accident benefits , can partially compensate you for any  losses of  income if you are unable to work because of your personal injuries. You are only eligible for income replacement benefits if you were employed at the time of the accident or, subject to certain conditions, during the year prior to the accident.
You may be eligible to receive income replacement benefits every two weeks to partially replace lost income due to your motor vehicle accident. This includes  motorcycle accidents, boating accidents ATV accidents etc… If you are unable to perform your  job, you may receive income replacement benefits  for up to 104 weeks following the onset of your disability. You may qualify for income replacement benefits:

Did I suffer physical or psychological impairments as a result of a motor vehicle collision and, as a result, am I unable to work?
Do any of the following statements apply to you?
Were you employed or self-employed at the time of the motor vehicle accident ?
Have you worked for at least 26 of the 52 weeks prior to your accident?
Were you  receiving Employment Insurance (EI) benefits at the time of your accident?
Were you unemployed but was at least 16 years of age or  excused from attending school at the time of your accident?
If you answered “yes” to the above questions and qualify for income replacement benefits, you may also be eligible and elected to
receive a non-earner benefit or caregiver benefit instead. In this case, you will be disqualified from receiving  income replacement benefits. If you are unsure of which benefits to elect, contact a Ottawa personal injury lawyer so they can best advise you as to which accident benefits will be best for you.

How much do you receive for income replacement benefits?
If you are eligible to receive income replacement benefits, you will receive a payment at least once every second week of 70% of your gross income salary minus any income replacement assistance paid by other sources, such as your employer, to a maximum of $400 per week.  If you continue to qualify for income replacement benefits after 104 weeks, your minimum weekly benefit will be $185. The first week of your disability is not covered.

When you purchased your car insurance, you may have opted to purchase additional income replacement benefits from your insurance company which may pay up to $600, $800 or $1,000 per week depending on
how much additional insurance coverage you purchased. If you are unsure whether or not you are entitled to additional income replacement  benefits, contact your Ottawa personal injury lawyer. They can help answer that question once they have reviewed your insurance policy.
Your gross income is your income before any deductions and taxes. The gross income amount you receive will be calculated on the information you put down on your application form. In general, income replacement benefits are calculated
as follows:
If you are employed at the time of the accident, income replacement benefits are based on your gross income either:
in the 52 weeks before your accident or in the 4 weeks before your accident multiplied by 13.
If you were self-employed at the time of your accident,  income replacement benefits are based on actual income earned
in the last 52 weeks or in the last fiscal year completed before the accident.
If you were not working at the time of your accident but you were receiving EI benefits, or had worked at least 26 weeks of                the 52 weeks before your accident, the income replacement benefits will be based on income earned
in the 52 weeks before your accident including your EI benefits.
If you are over the age of 65, income replacement benefits are payable for up to 208 weeks and are gradually reduced.
If you are 65 years old  and are receiving income replacement benefits, your income replacement benefits are converted to a lifetime pension at a reduced rate.
Ottawa Injury Lawyers David Hollingsworth and Associates . If you have been in an accident in Ontario, it is always best you consult with an experienced Ontario personal injury lawyer after you accident. We work day in , day out with Ontario insurance claims and know how to ensure that our clients are receiving all the Ontario accident benefits they are entitled to. Do yourself a favour and take the free consultation from a personal injury lawyer.

-Our Ottawa injury lawyer team are experienced and dedicated Ottawa lawyers specializing in Ontario personal injury, accidents and insurance claims.  Since 1999, we have built one of the top Ottawa personal injury lawyer teams.   If you have any questions, please contact us with any questions/consultations at (613) 978-9549 or email at david@ottawainjury.ca or visit our website at www.ottawainjury.ca

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We understand, we care and we are here to help .

David Hollingsworth and Associates.

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Ottawa rollover accident Meadowlands and Claymore results in severe head injury and wrist injury.

Personal Injury Lawyers Ottawa Ontario.  A terrible accident this morning sent 5 people to a Ottawa hospital.  The vehicle they were travelling in rolled on Meadowlands Drive , close to Claymor Avenue at 3:35 a.m. The 4 passengers travelling in the car suffered injuries and were brought to the hospital in stable condition. The 19-year-old driver however suffered a serious head injury and wrist injury. Thankfully , he was in stable condition when he arrived at the hospital. Ottawa Police are investigating the accident. If you have any information that could help, please contact the Ottawa Police. I hope this young man is able to recover fully from this accident and that his head injury is not life-altering.  My thoughts are with him and his family.

For over a decade now , we have  helped Ontario accident victims and we specialize in Ontario personal injury law and Ontario insurance claims.  Since 1999, David Hollingsworth has been building the top Ottawa personal injury lawyers team.  Contact David or any of our Ottawa personal injury lawyers with any questions at (613) 978-9549 or email at david@ottawainjury.ca orwebsite  www.ottawainjury.ca

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Perth Police chase sends 3 juvenile males to hospital with serious personal injuries.

Ottawa Personal Injury Lawyers David Hollingsworth and Associates . A Perth police chase early this morning resulted in 3 juvenile males being chased by police and eventually their vehicle went out of control and crashed. The Ontario Special Investigations Unit is investigating what happened that caused the accident this accident. The vehicle was being chased down County Road 10 shortly after 1 a.m. All 3 people in the car were reported as having suffered major personal injuries. The accident is under investigation.

Ontario Injury Lawyers David Hollingsworth and Associates . We are  Ontario  injury lawyers in Ottawa dedicated to ensuring our clients get all the help, support and maximum compensation following an accident in Ontario.   www.ottawainjury.ca for more information relating to Ottawa accidents,  insurance claims in Ontario , personal injury or events in our community. Email  david@ottawainjury.ca or call (613) 978-9549

Perth accident County Road 10

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Ottawa lawyer reports on Cumberland accident highway 174 resulting in personal injuries.

Cumberland Accident.  On Sunday, a 81-year-old female suffered personal injuries when her car  crashed  while driving on highway 174 , close Cumberland last Sunday afternoon. Her vehicle hit a hydro pole and drove in the ditch. The driver of the vehicle was reported to be ok but had several injuries and needed to be treated. I wish her a full recovery. Thankfully, no other vehicles were oncoming at the time of the Cumberland accident.

David Hollingsworth has been a Ottawa accident lawyer since 1999 and works with a top team of  Ottawa accident lawyers. As Ontario accident lawyers, they  dedicate themselves to helping  Ontario accident victims who have suffered personal injury . Visit  www.ottawainjury.ca for more information and contact us if you have been in an accident in eastern Ontario to make sure you are getting maximum compensation from your insurance company.

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Ottawa cycling accident Smyth road and Russell roads sends woman to Ottawa hospital with internal injuries and pelvic injuries

Ottawa Cycling Accident Lawyers…Sadly another Ottawa cycling accident has occurred. A Ottawa bicyclist suffered severe injuries this  morning after being hit  between Smyth road and Russell road. It was reported in the Ottawa Citizen that the Ottawa cyclist is a 26 year old female and that she was rushed to a Ottawa hospital with serious internal injuries and injuries to her pelvic. Thankfully , she is in stable condition at this time. I wish her a full recovery from this accident and I hope her injuries are not life-long. The Ottawa police are investigating this Ottawa cycling accident.  If you witnessed the accident or have any information that could help, please contact the Ottawa Police.

This is the second day in a row we have had bad cycling accidents in Ottawa. Please drivers and cyclists be aware of one another and be extra cautious as we share our Ottawa roads. We need to reduce the number of cycling accidents in Ottawa !

David Hollingsworth is a Personal injury lawyer in Ottawa Ontario . His Ottawa personal injury team dedicate themselves to ensuring that  Ontario residents involved in accidents receive all the help, support and compensation they need following an accident in Ontario. For more information relating to Ottawa accidents, Ontario insurance claims, personal injury or events in our community, contact us at www.ottawainjury.ca ,or email david@ottawainjury.ca or call (613) 978-9549

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Ottawa cycling accident Riverside drive sends man to Ottawa hospital with severe head injury.

Ottawa Cycling Accident. Sadly, a 35 year old Ottawa cyclist was rushed to a Ottawa hospital after being struck on his bicycle on Bank Street this morning. Ottawa Paramedics rushed to the cycling accident close to Riverside Drive. Upon arrival at the hospital,the cyclist was said to have been in stable condition; however with severe abdominal and head injuries. Often times cycling accidents have very severe consequences and sadly many cyclists suffer very serious injuries including brain injuries and head injuries.  I hope this is not the case here and this cyclist is able to recover fully.

It’s important to know that if you are injured in a cycling accident, you are able to access Ontario accident benefits through the driver’s insurance. There are many insurance benefits available to cyclists in Ontario.  If you are in doubt of what you cyclists are entitled to, consult with a personal injury lawyer to ensure you receive proper treatments and maximum compensation.

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David Hollingsworth is a personal injury lawyer practicing in Ottawa. His Ottawa injury team dedicate themselves to ensuring that Ontario drivers, cyclists, passengers and pedestrians obtain all the help, support and compensation needed following an accident and for the years to come . For more information relating to Ottawa accidents, cycling in Ottawa, Ontario insurance as it relates to cycling accidents, or the rights of cyclists in Ontario contact us at www.ottawainjury.ca ,or email david@ottawainjury.ca or call (613) 978-9549

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