Archive for the ‘Accident Benefits Insurance Claims’ Category
Ontario Accident Benefits Lawyer, Limitations and Compensations
Posted by Ottawa Personal Injury Lawyer, Ottawa Accident Lawyer, David Hollingsworth in Accident Benefits Insurance Claims, Ottawa Resources on August 27th, 2010
Ontario Accident Benefits Lawyer, David Hollingsworth…Obtaining an Ontario personal injury lawyer after an accident in Ontario is important to protect your rights and ensure you receive ALL the compensation you are entitled to. The province of Ontario has many time limitations when it comes to seeking compensation for personal injuries due to a motor vehicle accident and other Ontario accidents. Often times, just figuring out if you need an Ontario personla injury lawyer is your first concern after an Ontario a car accident, bicycle accident, motorcycle accident, or slip and fall accident.
When you have been involved in an Ontario accident and you would like to pursue applying for Ontario accident benefits compensation from your insurance company, you are responsible for notifying the insurer within 7 days of the date of the Ontario accident. In some cases the personal injuries you suffer may be so serious that you are unable to apply for Ontario accident benefits within the 7 day grace period, in which case you must do it asap. Once the insurance company has sent the accident benefit forms you will then have 30 days from the point you receive the accident benefit application to return the forms back to your insurance company. If you fail to meet these timelines, don’t worry- all is not lost as long as there is a reasonable excuse for the forms being returned late.
The Ontario Insurance Act states the following; when attempting to obtain compensation due to loss, damage from bodily personal injury or wrongful death arising from the use or operation of an automobile the plaintiff (injured party) must present written notice to start a lawsuit against the defendant within 120 days of the Ontario accident and a law suit can not be started after 2 years of the original claim .
Recovery after a traumatic personal injury can be a very complicated and stressful time and a top personal injury lawyer can help you through difficult times, helping you with medical reports, insurance adjusters and complicated insurance forms.
For over a decade, David Hollingsworth has been an Ontario personal injury lawyer in Ottawa working with an Ottawa Law Firm of 50 years, representing accident victims who have suffered a personal injury or loved ones of those who have suffered a wrongful death due to motor vehicle accidents and other forms of negligence since 1999. Call 613 978-9549 for a free consultation or visit www.ottawainjury.ca Ottawa Accident Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth-
mobile (613) 978-9549 (613) 237-4922 ext.203
Changes to Ontario insurance rates may result in lack of insurance for personal injuries, Ottawa Lawyer David Hollingsworth
Posted by Ottawa Personal Injury Lawyer, Ottawa Accident Lawyer, David Hollingsworth in Accident Benefits Insurance Claims, Ottawa Resources, Personal Injury Claims on August 17th, 2010
Ontario Insurance Claims Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth
Drivers should be careful not to accept the lowest Ontario insurance coverage just to save a few bucks a month. Ontario drivers signing new insurance policies or renewing existing ones will see a drastic change in their basic injury coverage when Ontario’s new auto insurance policy takes effect, lowering the minimum required rehabilitation coverage from $100,000 to $50,000. In addition, coverage for minor injury treatment has been capped at $3,500. If you can make it work, you should not settle for the new basic Ontario insurance packages set to change in September , which could leave those who suffer personal injury from an Ontario accident in trouble. If the Ontario car insurance you select doesn’t cover rehabilitative needs , injured victims could be left to cover it themselves out of their own pocket, leaving many Ontario accident victims with personal injuries they cannot afford to care for.
Yes, some Ontario drivers might get a slight dip in their auto insurance rates come September as compensation; however, depending on what you drive, where you drive it and who insures you, the average Ontario car insurance price decrease will range anywhere from 0.01% to more than 7%. Customers with some companies will see no change at all.
A $3,500 cap simply will not cover most minor personal injuries, not to mention that personal injuries sometimes worsen over time. Under Ontario’s new auto insurance policy, a minor injury would be defined as a sprain, strain, whiplash, contusion, abrasion, laceration, partial dislocation of a joint or organ and any pathological condition resulting from a personal injury. The reality is that under Ontario’s new “basic” coverage, Ontario accident victims’ personal injury needs will not be met. As an Ontario personal injury lawyer, I am highly recommending everyone to unfortunately pay more to keep the current accident benefits at the very minimum.
I do fear that most people will choose the lowest option, not knowing the very serious implications of this choice. Most people will choose to pay the lowest level of coverage and premiums might go down, but they are seriously putting themselves at risk if they are involved in an Ontario accident and suffer personal injury.
For customers who want to keep the same level of personal injury coverage it will cost them on average about $150 more per year on a one-driver, one-vehicle plan, depending on the insurance company. I know this is hard to swallow but it is a drop in the bucket compared to what it could be if ever you are in an Ontario accident and experience personal injury from an accident and need treatment that is not covered. Ontario drivers with an existing policy will receive the same coverage after Sept. 1 until that policy expires.
Ottawa personal injury lawyer David Hollingsworth has been dedicated to helping Ontario accident victims and their families get the support and help needed for their personal injuries. With over a decade of experience, David has forged strong relationships with medical doctors, social workers, psychologists, occupational therapists, physiotherapists, other treating health practitioners and the support network involved with his clients. David is happy to discuss all Ontario accidents and can help determine what one needs and is entitled to when rebuilding a life after an accident, free of charge 613 978-9549 or 613 237-4922 ext 203 or visit www.ottawainjury.ca for more information.
Check your car tires..Ottawa Accident Lawyer David Hollingsworth
Ottawa personal injury lawyer David Hollingsworth Ottawa Accident Lawyer..Wishing everyone out there a great and safe long weekend. Pleased rive, swim, bike, ride and boat safely !!!
According to Department of Transport Road Accident Statistics, the number of car accidents caused by weather and snow covered roads increase in winter by 267 percent. Obviously we can’t control the weather conditions but we can reduce car accident statistics considerably by replacing the tires according to the weather conditions. Many Ontario residents and those who live in colder areas, change their car tires prior to start of winter season and again in spring or summer. This is done for the sake of safety as the experienced car drivers know that the ambient temperature is directly related with their tires performance. The research also indicates that ambient temperatures below 7 degrees celcius potentially trigger hazardous driving conditions. Insurance companies statistics also support this view stating that the increase in car accident damage insurance claims increases drastically with the onset of colder weather. This is why it is extremely important to ensure you have tires that are in good condition. Test rides have proved that whenever temperatures go below 7ºC, tire rubber become hard and that results in less road grip. Fitting cold weather tires to our vehicles before winter season is the best solution to drive safely, even during the winter, rainy or snowing season, when temperatures are likely to go down below 7C. Cold weather tires provide better mileage while normal tires reduce the mileage up to 20 %. Cold weather tires contain more rubber that minimizes the hardening effect and gives extra grip in wet, cold or icy conditions. As a result, we get shorter breaking distances. Although it may be a hassle, spending a few minutes for tires replacement at the change of weather twice a year for the sake of safety is not only justified, it is essential. Even after adapting this practice, don’t forget to continually check the tires condition and pressure regularly.
Since 1999, David Hollingsworth has been an Ottawa personal injury lawyer working with Goldberg Stroud LLP, an Ottawa law firm of 50 years, helping accident victims and their families who have suffered a personal injury or loved ones of those who have suffered a wrongful death due to motor vehicle accidents and other accidents. David fights to get the maximum amount of compensation for his clients. He understands that you will likely never go through such a difficult time in your life again and you need help now. David Hollingsworth and his personal injury team are here to help. Free consultations and cases are taken on a contingency fee , which means you do not pay David until you get your money.
mobile (613) 978-9549
(613) 237-4922 ext.203
David Hollingsworth, Ottawa Personal Injury Lawyer
Ontario motorcycle accidents : Compensation and your rights, Ottawa lawyer David Hollingsworth
Ottawa Ontario motorcycle accident lawyer David Hollingsworth, Ottawa bike accident lawyer David Hollingsworth…I came across this information on a related website and found it very valuable. I have changed some of the information to make it relevant to Ontario accident victims. Did you know that one of the most common causes of motorcycle and bike accidents is when a car turns left in front of a motorcycle. This, straight from a Harley Davidson owner’s manual, which references this accident on the part of a car driver when turning left as being one of the most common types of car accidents for motorcyclists, usually resulting in serious personal injury. As an experienced Ottawa Ontario personal injury attorney, I have seen similar Ontario motorcycle accidents resulting in serious personal injury for the motorcycle rider occur repeatedly. Often times the driver of the car does not see the motorcyclist. Motorcyclists simply do not have the same protection and therefore are ususally the ones with the more serious personal injury after the accident. Hiring the best Ontario accident injury lawyer after any motorcycle crash or accident resulting in serious personal injury is crucial. The best Ontario personal injury lawyers, are experienced in Ontario motorcycle accident law and know how best to represent you with your insurance compnay to get you maximum compensation after your motorcycle accident. The best Ontario personal injury lawyers can not only get you financial compensation, they can help get you housekeeping, caregiving, medical expenses, lost time at work, out of pocket expenses and many other accident benefits you may be entitled to.
An experienced Ottawa Ontario motorcycle accident attorney can help explain your rights and give you a free consultations to help you get started with your Ontario insurance claim. In any motorcycle accident lawsuit or insurance claim, it is extremely important to document these cases properly, ensuring that evidence is gathered efficiently and completely. Ottawa personal injury lawyer David Hollingsworth and his personal injury team can help with accidents and personal injuries throughout Ontario and if needed will travel to you.
Although David Hollingsworth’s office is located in Ottawa, he also takes personal injury cases and will travel to the following areas in Ontario… Alexandria, Arnprior, Belleville, Brockville, Clarence Creek, Cornwall, Embrun, Gananogue, Hawkesbury, Kemptville, Kingston L’Orignal, Morrisburg, Napanee, North Gower, Pembroke, Perth, Peterborough, Picton, Prescott, Renfrew, Richmond, Russell, Smith Falls, and Tweed and all cities, communities, districts, municipalities, regions, towns, townships and villages in between.
Throughout the last decade, David Hollingsworth has helped many accident victims with serious injury or head injury get their lives back on track after a motorcycle accident. As one of many Ontario personal injury lawyers, David Hollingsworth has been helping motorcycle accident victims and Ontario accident victims get the help they need and are entitled to after an accident. If you or a loved one has been involved in an Ontario motorcycle accident or an Ontario accident and have suffered serious personal injury or even a wrongful death, you are likely entitled to compensation you are not receiving. Let an experienced and highly qualified Ontario personal injury lawyer in Ottawa fight for you. Visit www.ottawainjury.ca for free consultations
Ontario Motorcyle Accident Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth-
mobile (613) 978-9549 (613) 237-4922 ext.203
Watch out for Ontario Changes to Car Insurance.. Ottawa Lawyer David Hollingsworth
Posted by Ottawa Personal Injury Lawyer, Ottawa Accident Lawyer, David Hollingsworth in Accident Benefits Insurance Claims, Ottawa Resources on July 16th, 2010
Ottawa Ontario Insurance Claims Lawyer David Hollingsworth Ottawa Accident Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth- ..I know I keep harping about the upcoming changes to Ontario car insurance, but I am concerned and want to make sure you have a clear picture of what is going on for Ontario drivers. It is important that you make an informed decision, when it comes to renewing your Ontario car insurance…
A serious personal injury claim is much more expensive than the cost of most vehicles. The most serious of personal injuries are not common, but could cost more than several vehicles. Personal injury is reported in 54 % of private passenger car (this includes motor vehicles) accidents covered by car insurance. Nearly 1/2 of those personal injuries are more than minor.
Insurance claims companies reported 71,803 personal injury claims for Ontario accident benefits among the 138,568 property damage and collision claims involving Ontario’s more than 6 million insured, private-passenger vehicles in 2009. What does this mean? Based on the figures Dominion reports, there would have been nearly 39,000 minor personal injuries, more than 30,000 more serious personal injuries and more than 5,500 of the most serious personal injuries. It’s important that drivers become more familiar with the Ontario personal injury coverage they now get with the mandatory portion of their car insurance, and what amounts they will soon have the option to buy.
Ontario Drivers renewing their car insurance after Sept. 1, 2010 may choose to buy $50,000 of medical and rehabilitation coverage, or pay extra to continue to have $100,000 over coverage for personal injuries that are neither minor nor catastrophic personal injury.
Ontario is the only province with privately delivered insurance that allows the purchase of additional coverage. It will still be possible to buy $1 million of medical coverage instead of either the $50,000 or $100,000 limit. No matter what amount of coverage you have now, or choose to buy later, there will be a $3,500 limit on coverage for treatment of most minor personal injuries starting Sept. 1.
Other coverages, such as for housekeeping and child care while you are injured, will become optional and at an additional cost. In my opinion, as an Ottawa Ontario personal injury lawyer, if you can afford this, it is well worth it, when you need it most. The Financial Services Commission of Ontario (FSCO) is expected to release its next quarterly report on the averages of approved rate changes sometime this month. Some time after that, Ontario insurance claim agents and brokers will be able to tell Ontario insurance policy holders about the sort of rate changes they are facing.
Many Ontario insurance caompnies have already begun publicizing these new changes and how they may “save” you money, when renewing your Ontario insurance; however keep in mind that the reduction you might face in payments, is minimal to the reduction you may face if ever you are involved in an Ontario car accident and have serious personal injuries. Remember, the personal injury coverage is far more important than the coverage on your vehicle.
Please pass this on to anyone in Ontario who walks, drives, bikes, or rides !It affects us all..
If you have any questions, or need more information, visit www.ottawainjury.ca I would be happy to answer any other questions you may have,
David Hollingsworth, Ottawa Personal Injury Lawyer, serving Alexandria, Arnprior, Belleville, Brockville, Clarence Creek, Cornwall, Embrun, Gananogue, Hawkesbury, Kemptville, Kingston L’Orignal, Morrisburg, Napanee, North Gower, Pembroke, Perth, Peterborough, Picton, Prescott, Renfrew, Richmond, Russell, Smith Falls, and Tweed and all cities, communities, districts, municipalities, regions, towns, townships and villages in between.
Ottawa Ontario Personal Injury Lawyer David Hollingsworth has successfully handled hundreds of Ontario accident cases and has extensive experience and knowledge of relevant issues involved. He has recovered millions of dollars in settlements on behalf of his personal injury clients. David has the experience and skill to present a successful accident case in order to obtain maximum compensation for his personal injury clients. David offers free consultations and will visit you in your home or hospital. Visit www.ottawainjury.ca for more information.
mobile (613) 978-9549 (613) 237-4922 ext.203
Ottawa Insurance Claims Lawyer David Hollingsworth: SABS Accident Benefits
Posted by Ottawa Personal Injury Lawyer, Ottawa Accident Lawyer, David Hollingsworth in Accident Benefits Insurance Claims, Ottawa Injury and Accidents on July 3rd, 2010
Ottawa accident Benefits Lawyer David Hollingsworth, Ottawa Accident Lawyers.
Who is entitled to Ontario Accident Benefits? Ontario Accident benefits are available to people suffering from personal injury in a motor vehicle accident in Ontario. Often after being discharged from an Ottawa rehabilitation centre, (The Ottawa Rehabilitation Centre, The Ottawa Hospital-Civic Campus or Elizabeth Bruyere, in Eastern Ontario) , people with personal injuries will return to their homes only to find that their home needs modifications and their home cannot accommodate them. The Statutory Accident Benefits Schedule (SABS) is available to motor vehicle (car accident, boating accident etc.. victims in Ontario to help with these modifications.
Accident Benefits Schedule: Typically, Ontario car accident victims can receive accident benefits. Normally, these accident benefits are covered by the injured person’s own insurance company. However, accident benefits also provide coverage for people who do not have their own insurance. Typically, statutory accident benefits are there to replace lost wages, attendant care benefits, rehabilitation and medical benefits as well as wrongful death benefits.
Housing: The insurance company must pay the injured person for all reasonable and necessary home modifications and home devices, including communication aids. Ontario’s statutory accident benefits permits an injured person to buy or renovate a new home to meet his or her needs where that is the option that makes more sense than renovating an existing house. Having said that, the money alloted for the purchase of a home cannot be greater than the estimated cost of any renovations that would be needed to meet the injured victims needs.
The medical and rehabilitation benefits are supposed to pay for all reasonable and necessary expenses that arise because of the accident. Home modification comes under the medical / rehabilitation category.
After September 2010, this information will change. For now, if the injured person did not suffer a “catastrophic impairment” as that is described in the Accident Benefit regime, the total amount of the medical / rehabilitation benefit is $100,000 and the benefits expire after 10 years from the date of the accident. If the injured person did suffer a “catastrophic impairment” the medical / rehabilitation benefit increases to $1 Million and last for the duration of the victim’s life.
Timelines: It is important you notify your insurance company that you have had an Ontario accident within 7 days of the Ontario accident, or as soon as possible, and you must complete your application for Accident Benefits within 30 days of the Ontario accident.
What is an assessment? The assessments give suggestions to assist a person who is injured how to live safely and comfortably in their home if possible. The assessment focuses on returning the person who is injured to a level of function that approaches his or her pre-accident state to the extent that that can be done safely.
People who suffer a catastrophic injury may also need additional assessments . The assessments will result in a report. After the report is written, another form called a “OCF 18: Treatment Plan” will be submitted to the insurance company, outlining the proposed cost of the recommendations in the report. If the OCF 18 is approved, the work can begin.
Are home modifications limited to catastrophic injuries? Sometimes. Where the injured person has suffered personal injury that cause impairment but are on the less serious end of the spectrum, and if the renovations are not going to be extensive, an occupational therapist can perform a home assessment.
An assessment of the activities of daily living of the injured person is included in a home assessment. This assessment looks at personal care, housekeeping, home maintenance and care giving tasks. The report written by the occupational therapist will outline a list of any assistive devices and changes required to the home. For example: a railing, raising or lowering a bed or counter or adding hip-level storage in a kitchen.
If the recommended renovations included in the report are complete, it is submitted to the insurance company together with a Treatment Plan costing the recommendations to the insurance company for approval. If a person has serious personal injury and needs significant home modifications like ramps, additions, elevators, walls moved, a home accessibility report is required. For more information regarding Ontario insurance claims, visit www.ottawainjury.ca .
For over a decade, David Hollingsworth has been an Ottawa personal injury lawyer working with Goldberg Stroud LLP, an Ottawa law firm of 50 years, representing clients who have suffered a personal injury or loved ones of those who have suffered a wrongful death due to motor vehicle accidents and other forms of negligence since 1999. He has successfully represented clients at many levels of court, tribunals and hearings.
Ottawa Accident Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth-
mobile (613) 978-9549 (613) 237-4922 ext.203
Ottawa Accident June 26: Ontario Personal Injury Lawyer David Hollingsworth
Ottawa Accident Lawyer David Hollingsworth, Personal Injury Lawyer for Eastern Ontario…I hope all 3 people involved in yesterday’s Ottawa accident will be ok. A head injury can be a life altering experience and wish the accident victims a full and hopefully quick recovery…
Ottawa Personal Injury Lawyer David Hollingsworth, Ontario
Ottawa traffic at Montreal Road and Bathgate Drive was disrupted after an Ottawa car accident at about 3:30 yesterday afternoon. Ottawa Paramedics say the car crash caused one of the cars to flip on its roof trapping a 40-year-old woman inside. It took the Ottawa fire department more than 15 minutes to get her out. A 45-year-old woman and a 50-year-old man were in the other car and suffered serious head injury and are in an Ottawa hospital.
Throughout the last decade, David Hollingsworth has helped many accident victims with serious brain injury or head injury get their lives back on track after an accident.As one of the best Ottawa Ontario personal injury lawyer, David Hollingsworth has been helping Ottawa accident victims and Ontario accident victims get the help they need and are entitled to after an accident. If you or a loved one has been involved in an Ottawa accident or an Ontario accident and have suffered serious personal injury or even a wrongful death, you are likely entitled to compensation you are not receiving. Let an experienced and highly qualified Ontario personal injury lawyer in Ottawa fight for you. Visit www.ottawainjury.ca for free consultations.
Ottawa Accident Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth-
mobile (613) 978-9549 (613) 237-4922 ext.203
Ottawa Accident results in death: Ottawa Lawyers : Personal Injury
Ottawa Accident Lawyer David Hollingsworth- Personal Injury Lawyers in Ottawa-
A young Ottawa man in his 20s is dead after his car crashed down a pole on Claridge Drive, just north of Strandherd Drive, in south Nepean. Ottawa Police have closed down the area during their investigation. There was also a passenger travelling in the car who received suffered serious personal injury enough to go to hospital. An investigation continues. The suburban area is located about 30 minutes south of Ottawa’s downtown.
With over 11 years experience as an Ottawa, Ontario personal injury lawyer, David Hollingsworth has been helping Ottawa accident victims and Ontario accident victims get the help they need following an accident. If you or a loved one has been involved in an Ottawa accident or an Ontario accident and have suffered serious personal injury or death you are likely entitled to compensation you are not receiving. Let David Hollingsworth, one of Ottawa’s best personal injury lawyers who is an experienced and highly qualified Ontario personal injury lawyer in Ottawa help for you. Visit www.ottawainjury.ca for free consultations.
Ottawa Accident Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth-
mobile (613) 978-9549 (613) 237-4922 ext.203
Ottawa accident Macdonald-Cartier bridge results in serious personal injury : Ottawa Lawyer David Hollingsworth
Ottawa Personal Injury Lawyer David Hollingsworth, Ottawa Accident Lawyers, Ottawa Law Firms..
My thoughts go out to this young man, his family and his friends. I wish him a full recovery from his injuries as a result of this tragic Ottawa accident…
A 25-year-old Ontario man faces impaired driving charges after a head-on car accident on the Macdonald-Cartier bridge that left another man in critical condition with serious personal injury. The car accident occurred at 3:58 a.m. A 22-year-old Gatineau man had just started crossing the river from the Ottawa side when his car crashed with another car. The Gatineau man was taken to hospital with multiple critical personal injuries. Both injured men were trapped in the wreckage and had to be extricated. Martin Bernier of Hearst has been charged with impaired driving causing bodily harm, operation of a motor vehicle over 80 milligrams causing bodily harm and dangerous driving causing bodily harm. He was released Saturday and will appear in Ottawa court on July 19. Anyone with information should contact the collision investigation unit at 613-236-1222 ext. 2481 or Crime Stoppers at 613-233-8477 (TIPS).
With over 11 years experience as an Ottawa, Ontario personal injury lawyer, David Hollingsworth has been helping Ottawa accident victims and Ontario accident victims get the help they need following an accident. If you or a loved one has been involved in an Ottawa accident or an Ontario accident and have suffered serious personal injury you are likely entitled to compensation you are not receiving. Let an experienced and highly qualified Ontario personal injury lawyer in Ottawa fight for you. Visit www.ottawainjury.ca for free consultations.
Ottawa Accident Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth-
mobile (613) 978-9549 (613) 237-4922 ext.203
Ottawa Bicycle Accident Lawyer David Hollingsworth- Ottawa Pedestrian Accident Lawyers
Ottawa Bicycle Accident Lawyer David Hollingsworth-Ottawa Accident Lawyers – Ottawa Bicycle Accident Lawyer Video: reports bicycle accident statistics and personal injury insurance claims that relate to bicycle accidents.
http://www.viddler.com/explore/corraluc613/videos/1/
Beginning in 1999, David Hollingsworth has been an Ottawa personal injury lawyer working with Goldberg Stroud LLP, an Ottawa law firm of 50 years, representing clients who have suffered a personal injury or loved ones of those who have suffered a wrongful death due to motor vehicle accidents and other forms of negligence since 1999. If you or a loved on has suffered a personal injury resulting from an accident, call for a free consultation or visit www.ottawainjury.ca
mobile (613) 978-9549
(613) 237-4922 ext.203
David Hollingsworth, Ottawa Personal Injury Lawyer
