Ottawa Accident and Injury Lawyer David Hollingsworth provides a list of Ontario’s proposed changes to Statutory Accident Benefits. These changes have a significant impact on Ontario accident victims. This is a comparision of current statutory accident benefit coverage with the government’s proposed basic package, and illustrates choices that Ontario drivers would have when buying and renewing their Ontario car insurance policies.

Coverage Current Coverage Proposed – Basic Coverage Proposed -Consumer Choices
Medical and Rehabilitation (non-catastrophic) $100,000 (non-catastrophic)
$1 million (catastrophic)
$50,000
$1 million (catastrophic)
Coverage includes assessments
$100,000; $1 million ($1 million option includes attendant care)
Coverage includes assessments

Medical and Rehabilitation (catastrophic) $1 million
$1 million
Coverage includes assessments
$1 million
Coverage includes assessments

Attendant Care $72,000 (non-catastrophic)
$1 million (catastrophic)
$36,000 (non-catastrophic)
$1,000,000 (catastrophic)
$72,000 ($1 million medical and rehabilitation option includes attendant care)

Housekeeping and Home Maintenance Expenses and Caregiver Expenses Caregiver benefit: up to $250 per week plus $50 per dependant; housekeeping and home maintenance up to $100 per week
Benefits available for catastrophic injuries
Caregiver benefit: up to $250 per week plus $50 per dependant; housekeeping and home maintenance up to $100 per week (non-catastrophic)

Income Replacement Maximum $400 per week; 80 per cent of net income
Maximum $400 per week; 70 per cent of gross income
Maximum $1,000 per week; 70 per cent of gross income

Death and Funeral $25,000 (eligible spouse); $10,000 (each dependant), maximum $6,000 funeral expenses
$25,000 (eligible spouse); $10,000 (each dependant), maximum $6,000 funeral expenses
$50,000 (eligible spouse); $20,000 (each dependant), maximum $8,000 funeral expenses

If you have any questions about these proposed changes, visit www.ottawainjury.ca for more information.