Extension of presumption for entitlement for cancers in firefighters.
What do WSIB claims and cancer have in common ? Ontario has made it easier for firefighters to get the help and care they need by extending the presumption for entitlement to benefits to cervical, ovarian and penile cancers.
“Firefighters are vital to keeping our communities safe from life-threatening dangers. Every day, they risk their health and their lives to protect us and our communities. In return, we must protect them. That’s why the government has made it easier for firefighters and fire investigators to qualify for workplace safety and insurance benefits,” Kevin Flynn, Minister of Labour.
By adding the three cancers to the list of cancers presumed to be related to their work, firefighters and fire investigators will have greater access to healthcare and compensation. With the expanded presumption, once a firefighter is diagnosed with cervical, ovarian or penile cancer, the claims process for WSIB claims benefits will be expedited, and firefighters will not be required to prove a causal link between these cancers and a workplace exposure.
“If a firefighter is diagnosed with cervical, ovarian or penile cancer, the worker’s Workplace Safety and Insurance Board ( WSIB) claims for benefits and services will be presumed to be work-related. This will give firefighters faster access to compensation and other benefits, ultimately supporting positive recovery outcomes,” Ron Kelusky, Chief Prevention Officer
Claims related to cervical, ovarian and penile cancers will be retroactive to January 1, 1960. This will apply to full-time, part-time and volunteer firefighters, firefighters employed by band councils and fire investigators.
* In 2007, the Workplace Safety and Insurance Act (WSIA) was amended to create a statutory presumption for firefighters and fire investigators to get compensation for heart injuries and certain cancers without having to prove they are work-related.
* In 2014, the Ontario government amended the Firefighter Regulation under the Workplace Safety and Insurance Act to add six cancers to the list of diseases that are work-related: multiple myeloma, testicular, breast, prostate, lung and skin cancer.
* This amended regulation makes Ontario among the leaders in this area and Ontario’s firefighters among the best protected in Canada.
* There are about 450 fire departments in Ontario made up of about 11,000 full-time firefighters, 19,000 volunteer firefighters and 200 part-time firefighters
If you, or someone you love, has been injured at work or has a work-related diagnosis of disease, give us a call. We can help you make sure that you receive the benefits that you deserve.
What do product liability and garage sales have in common. Springtime brings new beginnings. When the warm weather finally comes, we are all anxious to open the doors and windows and begin the spring cleaning. Out with the old and in with the new.
As the seasons change and the children grow, we are anxious to get rid of the stuff we no longer use. Old toys, car seats, strollers, playpens and bicycles and helmets are the first to go.
Beware, selling your things carries a responsibility. Did you know that you are legally responsible to ensure that anything you sell, new or used, meets the current Canadian regulatory requirements?
Canada Consumer Safety and Product Liability
Since the enactment of the Canada Consumer Safety Act, if you sell a product that is banned in Canada, defective and will cause injury to the user or part of a product recall you will be responsible for anyone getting hurt who uses the product you sold them.
Before you hold a yard sale or flock to Kijiji to sell off your clutter, take a few precautions. Find out if the item you are selling has been banned in Canada. You can find that information on the Health Canada website.
Some of Canada’s banned products include:
· baby walkers
· infant self-feeding devices
· lawn darts with elongated tips
· baby bottles that contain BPA
Health Canada Consumer Product Liability Safety Product Recall page
Make sure that the products have not been recalled by checking the Health Canada Consumer Product Safety Product Recall page.
If you need to find out if a product has been recalled, you can contact the retailer or manufacturer or check for recent recalls and safety alerts on the Health Canada webpage. Double check infant products like playpens, car seats or strollers, still have the manufacturers label including model and date of manufacture on it.
Don’t sell toys with loose parts like buttons or knobs that can easily become choking hazards.
Buyer Beware. When you buy products from flea markets yard sales or even online, you should always ask questions about the item you are considering. Ask the seller where they bought it, how long they have had it or if it has ever been repaired or recalled. If you are buying infant products look for the manufacturers tags and check online for recalls on the item.
If you, or a loved one, has been injured by a product, you can make a product liability claim against the manufacturer or seller of the unsafe product. Call us today for a free consultation. We will gladly answer all of your questions and concerns so that you have all of the facts about making a claim
Inviting a few friends over to celebrate the season or ring in the new year? Your social host liability and responsibilities go further than just providing the memorable music, drinks and delicious appetizers. As a social host, you are responsible for ensuring the safety of your guests. While you don’t have the same responsibilities as someone who runs a bar or restaurant, if you are having an event in your home or on your property where alcohol is served, you may have more legal responsibilities than you think.
As a social host, you should be aware of how much alcohol your guests are consuming, whether you provided it or they brought it along themselves. Guests who leave your home intoxicated could be involved in a motor vehicle accident injuring themselves or others. Guests who over indulge can also choke, slip and fall, assault another or injure themselves in a number of other ways. As a social host, you may be sued if you were aware that your guest was intoxicated and you did not prevent them from driving or becoming injured.
Prevention and planning ahead is always the best course of action when hosting a party where alcohol is involved. It is much easier to reason with your guests when they arrive at the party sober than when they are trying to leave the party intoxicated. Explain to your guests ahead of time that you have zero tolerance for drinking and driving and that they will either leave your party sober, in a taxi or not at all.
Here are some tips for safe social hosting:
* Limit guest list to those you know
* Provide filling food for guests and alternative non-alcoholic beverages
* Arrange transportation or overnight accommodations for those who should not drive home
* Stop serving alcohol well before the time the party is to end
* Do not serve guests who are visibly intoxicated
* Consider hiring a smart serve trained bar tender for your party
* Stay alert yourself, always remembering your responsibilities as a host
Social Host Liability. A few important numbers you may need in the Ottawa area:
The Ride-Dowload the App
WestWay Taxi – (613) 727-0101
Blue Line (613) 238-111
UBER -Dowload the App
DJs Taxi – (613) 829-9900
More and more, our Ottawa injury lawyers are finding that the things that social media , the things you post online are being admitted into in court as evidence. Think about it. The updates, photos and videos you post to Facebook, Twitter, Instagram, YouTube and Snapchat can be very easy to access.
Every day, people post photos, status updates and videos that create a window into their personal lives. Insurance companies may explore all of your posts, past and present, to uncover your character and your lifestyle. They will look at the type of activities you participated in prior to your injury and dig for signs of pre-existing injuries. More importantly they will follow your activity after the injury.
Social media recommendations from our Ottawa injury lawyers:
Lock down your accounts– This is the easiest way to help prevent information from being used against you.
Monitor photos – Keep a close eye on photos that you post or are tagged in. Untag yourself or ask the person who posted it to delete it right away.
Watch what friends post – Monitor what’s being posted on your wall to make sure nothing could be misinterpreted.
Monitor comments – Be careful when commenting on friends’ statuses or photos.
Our Ottawa injury lawyers ask you to consider your social media presence –
Although Facebook, Twitter, and blogs are the most targeted, don’t forget about the rest of your online presence. Are you on LinkedIn, YouTube, Tumblr, or Flickr? These may all be other sources of information for other lawyers or insurance companies.
Ask the question: “Who am I really sharing this information with? Could it be used as harmful evidence?” If your gut tells you yes, it’s probably a good idea not to post it
Don’t talk to strangers. If you are involved in a personal injury or insurance case, beware of friend requests from people that you don’t know. Folks who want to access your information have ways of making you think that you know them. Be very careful.
Thank you from our Ottawa injury lawyers and our team…
Our entire Ottawa injury team of lawyers, paralegals, accident benefit specialists and law clerks pride ourselves on the work we do. We work hard to ensure that our clients and their families are receiving the support that they need. This support sometimes as a service, support or compensation. David Hollingsworth was born and raised in Ottawa and has consequently developed a network of top professionals to assist our clients. Whether it be us working with our clients’ physicians, nurses, social workers, physiotherapists, psychologists, psychiatrists, occupational therapists or physiatrists, we know that they team approach to every case it what is going to be best for our clients and their families. We don’t like to brag, but we are great at helping people through some of the most difficult times of their life. Our Ottawa injury team is integral in helping our accident clients and their families rebuild their lives following an accident in Ontario. Here are just some of the latest notes we’ve received :
” David is outstanding in his field. He truly understands the needs of those who have suffered a loss as a result of an accident and will do what is in is power to ensure that his clients are receiving the maximum compensation that is available.” D.P.
” Mr. Hollingsworth is a dedicated personal injury lawyer who works hard to ensure his clients and their families are well taken care of in their time of need. He is a compassionate and caring individual who demonstrates these qualities in everything he does.” K.N.
” Because David is a conscientious and dedicated injury lawyer and professional, he not only works hard at his law firm but he also dedicates countless hours as a volunteer for his children’s sport teams.” A.M.
” I feel he has the personal attribute I would appreciate: approachable, courteous, direct, hardworking, focused. I believe he cares about his clients and is fully prepared to represent them. M.K.
Our Ottawa injury lawyers truly appreciate the feedback and kind words from our clients. We strive to improve our clients’ lives and feedback such as his helps ensure we are always working our hardest and doing the very best for our clients.
Our Ottawa injury lawyers and our team thank you.
Ottawa Injury Lawyers David Hollingsworth
We hate to be the bearer of bad news but we are today. The Ontario government has done it again. To further add to all the reductions in accident benefits that have been made over the last while, they announced even more changes last Thursday. These changes, in our opinion negatively impact Ontario drivers.
The changes are known as “The Fighting Fraud and Reducing Automobile Rates Act” and it was passed last week. What’s most disturbing in this Act is the removal of the right of motorists to sue an insurance company after they have been denied their claim. This new Act , in our opinion does not favour Ontario drivers and although it says it is designed to benefit drivers, removing the right to sue , will leave many Ontario claimants out of luck and in a potentially bad situation , where they are injured but the insurance company is not going to cover their injuries. It seems at every turn there are further and further reductions in Ontario Accident Benefits and now further rights are being removed.
Another change that Ontario drivers are facing is that the government has also reduced the interest rates that injured Ontario drivers and passengers get on their compensation from insurance companies which was reduced from 5% to 1.3% . This reduction in interest unfortunately can hurt Ontario drivers , as it gives less incentive for insurance companies to settle with claimants due to a lower interest rate.
Reducing Insurance Fraud. Really ?
The Ontario government would have us believe that their goal in this Act is to reduce insurance fraud and reduce insurance costs, but there is much more at play. So far the “promised 15 % reduction in insurance fees” has yet to be seen . The Toronto Sun reported that premiums have dropped by an average of only 6 %: a far cry from 15% !
The Importance of Accessing all Ontario Accident Benefits
We don’t disagree that automobile insurance is very expensive and lowering insurance premiums is important. What is even more important in our opinion is the ability to access ALL the accident benefits. We work each and every day with people who need these Accident Benefits not only for medical bills but also for expenses such as caregiver expenses, loss of income , etc.. Without access to these benefits, there are many people who will continue to suffer after an accident.
With further and further reductions in Accident Benefits what will be the end result? We don’t think it’s heading in a good direction at all. The Ontario Insurance Regime continues to change and Ontario drivers continue to have their rights and benefits reduced. This is frightening.
Our Ottawa Personal Injury Lawyers Are Here For You
If you have questions regarding Ontario insurance or making an accident claim, our lawyers and accident benefit specialists are here to help. Contact us for a free consultation or visit our website for more information.
Ontario Accident Benefits …Liberal Interpretation of “Accident” under SABS
By: Brent Meadows
Accidents in Ontario
In Ontario, if you are injured in a motor vehicle accident, you may apply for benefits under the Statutory Accident Benefits Schedule (SABS) regardless of fault. You may also seek compensation in tort by commencing a lawsuit against any person(s) at fault.
What is an accident ?
The Financial Services Commission of Ontario has recently dissected the term ‘accident’ in relation to the SABS. If an injured party can establish that they were injured as a result of an ‘accident’, they may apply for SABS benefits.
What accidents will be covered under accident benefits?
In Kasman and Security National, (FSCO A12-007175, October 2, 2014), Mr. Kasman, the applicant, alleged that he was injured in a motor vehicle accident and was therefore entitled to certain statutory accident benefits. He applied for benefits but was refused by Security National on the basis that he was not injured in an ‘accident’ as defined in section 2(1) of the Schedule.
By way of background, Mr. Kasman was struck on the head by the arm/gate that regulates entry into an underground parking garage. He walked and followed a car that triggered the arm to lift. The arm then lowered on his head as the car that Mr. Kasman was following continued into the garage triggering the sensor that causes the arm to lower.
Arbitrator Rogers had to decide whether or not Mr. Kasman’s injury was directly caused by the use or operation of an automobile. Security National relied on cases where individuals were not entitled to accident benefits and where their injuries were caused by an assault that occurred in or around a vehicle. In the ‘assault’ type of cases, Swaby v. Allstate Insurance for example, it was decided that the injuries did not arise out of the use of an automobile.
Arbitrator Rogers further differentiated the case at hand from Mahadan and Co-operators General Insurance Co (FSCO A00-000489, March 15, 2001) where an individual was injured after he placed groceries in the trunk of his car and soon after tripped on a pothole. The pothole broke the chain of causation and the claimant was not entitled to the accident benefits.
However in Kasman, the injury was directly caused by the car as it triggered the arm/gate to go up and down. Specifically, arbitrator Rogers noted that “Had the car hit the arm, which in turn hit Mr. Kasman causing injury, there would be no doubt regarding causation. I see no qualitative difference because the arm is remotely triggered.”
Arbitrator Rogers ultimately held that Mr. Kasman was injured as a result of an “accident” as defined in section 2(1) of the Schedule as the incident arose out of the use or operation of an automobile, and the use or operation of the automobile directly caused the impairment.
If you have been injured and aren’t sure of your rights, contact an experienced Ottawa personal injury lawyer. Most lawyers offer a free consultation and can walk you through your options and help you determine what’s best for you and your family moving forward. For more information, visit www.ottawainjury.ca/insurance-claims
Ottawa Personal Injury Lawyers David Hollingsworth: Is a concussion the same as a mild traumatic brain injury (TBI) ?
This is a common question. Most people believe that a concussion isn’t as serious and symptoms will come and go quickly; whereas a mild traumatic brain injury is more severe and lasts longer. The truth is they are known as the same in that a concussion and a mild traumatic brain injury have same symptoms and can last a couple of days but may also extend and last a couple of years. Most people recover from a concussion within a relatively short period of time; typically it ranges from a week to 3 months. Concussions can also happen to anyone old or young and can result from all sorts of different activities including sports, falls, blows to the head etc..
We don’t know everything about concussions or mild traumatic brain injuries but we do know that the brain is made up of soft tissue and is surrounded by spinal fluid. The brain is protected (to some extent) by the skull. Inside the skull, the brain moves about , sometimes hitting the skull. When the brain hits the inside of the skull it can become bruised, and may result in broken blood vessels, which results in injured nerves and may lead to a concussion.
There are many ways to grade or describe concussions or mild traumatic brain injuries. The severity of a concussion is determined by how long signs and symptoms last and so can only be known after someone has recovered. The longer the symptoms of changes in brain function, the more severe the concussion.
What causes the most confusion is the word “mild”. A mild traumatic brain injury can be anything but that. Up to 20% of people who suffer from a concussion suffer symptoms beyond the 3 month mark. Everyone reacts differently to a concussion or MTBI ; however some common symptoms include:
- post-traumatic headache
- difficulty sleeping
- problems with balance
- cognitive impairments
- extreme fatigue
Often times, people with a concussion or mild traumatic brain injury seem perfectly fine ; however they are severely suffering on the inside and are unable to participate in everyday activities. Often times people with a concussion or mTBI are unable to work, be social or participate in many day-to-day activities they once loved doing.
When it comes to children and concussions , it gets even trickier, as children often are not in tune with their symptoms and may not be communicating their symptoms. A child with an undiagnosed concussion can be at serious risk for brain damage or a disability. If a child sustains a head injury, it must be taken seriously. In sports in particular, a doctor needs to examine the child and decide when it would be best to have the child return to sports. Regardless of whether or not the child lost consciousness or not, it’s vital that parents, caregivers and coaches are on high alert and watching for symptoms. Head injuries take time to heal..Don’t rush it.
When it comes to concussions and mild traumatic brain injuries, we must be extra vigilant. As an Ottawa injury lawyer, I meet regularly with people whose lives have been turned upside down due to a head injury. For some , life may never be the same again. For more information on head injuries, concussions and mild traumatic brain injuries , visit www.ottawainjury.ca/brain-injuries.
Ottawa personal injury lawyer David Hollingsworth… I just wanted to a minute and send a quick message out. I know many of you will be traveling on highways and very busy roads today. Please take your time, drive carefully and arrive safely. If you are meeting up friends and family, enjoy yourself. Please designate a driver , call a cab or sleep over if you plan on drinking.
– The Ottawa injury lawyer blog is written regularly by Ottawa personal injury lawyer David Hollingsworth. David and his Ottawa injury team are dedicated to helping Ontario accident victims and their families reBuild their lives following an accident in Ontario. For more information visit www.ottawainjury.ca
Ontario personal injury lawyer David Hollingsworth..Sadly, a 51-year-old Smiths Falls woman has died after in a head-on accident on Highway 43 this morning morning. Tracy Banks has been identified as the Ontario accident victim. My thoughts go out to the friends and family of Tracy Banks.
Ontario Provincial Police reported reported that a 31-year-old man from Perth also suffered serious personal injuries in the Ontario accident, west of Smiths Falls. My thoughts go out to this man and his family. I hope he can recover fully from this accident.
The Ottawa accident and injury lawyer blog is written regularly by Ottawa Ontario accident lawyer David Hollingsworth. David specializes in helping Ontario accident victims get the help and compensation they need after losing a loves one or suffering personal injury in an Ontario accident. For more information visit www.ottawainjury.ca. Feel free to call 613-978-9549 for a free consultation.