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We will travel to your home, hospital, or rehabilitation centre throughout eastern Ontario.
Assault in Recreational Sports
Personal Injury and Sports
Who is responsible for sports injuries?
Liability and compensation in sports injuries.
Compensation for Traumatic Brain Injury, chronic pain, and pelvic and ankle fractures
Injuries following the accident:
Our Injury Lawyers:
Sweeping changes proposed to the Insurance Act
Reduction in Accident Benefits
In an effort to reduce insurance rates across the province, the government plans to amend the Insurance Act. In the new 2015 budget, notable amendments include:
· Catastrophic limits changed to $1 million combined for medical/rehabilitation and Attendant Care (reduced from $2 million to $1 million). Attendant Care was not included in medical/rehabilitation benefits before.
· Medical/rehabilitation and Attendant Care benefits for non-Catastrophic injuries are to be combined totaling $65,000 (reduced from $86,000 to $65,000)
· Medical/rehabilitation benefits for non-Catastrophic injuries limited to 5 years instead of 10 years
· The $30,000 deductible is to increase with inflation (to $36,750)
· The 6 month waiting period for non-earner benefits is eliminated, but the non-earner benefits will only be available for 2 years.
· The $100,000 monetary threshold will increase with inflation
· An update to the ‘catastrophic impairment’ definition consistent with more up-to-date medical information and knowledge to reflect modern medicine
The amendments can be found on the Ontario Ministry of Finance website:
Leaving catastrophic and non-catastrophic injured with little insurance support.
It is difficult to say what effect, if any, this will have on insurance premiums. The one thing that is certain is that the insurance coverage and benefits currently available for catastrophic injury’ and ‘non-catastrophic’ injuries are being chiselled away. This is not the first time Ontario Accident Benefits have been reduced. This will undoubtedly reduce the amount of benefits our clients are entitled to receive and may ultimately affect their recovery. For example, an individual suffering from non-catastrophic injuries, which by definition may include a broken ankle, femur, wrist, etc., will be impacted by these changes since the individual will now only be entitled to receive 5 years of medical and rehabilitation benefits as opposed to 10 years. As another example, a 45 year labourer who breaks both ankles and his or her femur (or any other serious injury deemed to be non-catastrophic) will now only receive medical and rehabilitation benefits for 5 years. This would be particularly troubling if this labourer is required to lift, crouch and stand for prolonged periods of time causing a strain on existing injuries. In such a situation the injured individual will often require extensive rehabilitation benefits for periods exceeding five years, should his or her injuries linger, prolonging recovery. With these amendments we will certainly encounter an increasing number of individuals who will have to incur the expense of their treatments out of their own pockets. The same can be said for catastrophic injuries.
As Ottawa personal injury lawyers, we find these changes will benefit the insurance companies and not the people who really need the money to rebuild their lives with serious and permanent injuries. There seems to be more and more cut backs to benefits and what the insurance company has to pay out and very little in reductions. To be adequately covered, people will have to buy more and more additional coverage and pay more for insurance, just to receive the benefits they once had. This has got to stop.
Chosen as Best Ottawa Personal Injury Lawyer
Our personal injury team is proud to announce that David Hollingsworth, Personal Injury Lawyers received the Consumer Choice Award for Personal Injury Lawyer in Ottawa for 2015. This is an award we are extremely proud of and feel like we have worked very hard to get here. Since 1987, Consumer Choice Award has been one of Canada’s only seal of business excellence chosen from an independent research survey. What makes the Consumer Choice Award so special is that Consumer Choice Award recipients are researched and selected by consumers. There is an extensive amount of research that goes into determine the best in each category throughout Ottawa.
A proud personal injury lawyer Ottawa team
Consumer Choice Award’s logo is known as a “seal of excellence” used in identifying only those businesses who have been chosen as outstanding service providers. David Hollingsworth and his personal injury team are proud to have developed this reputation in the Ottawa area. Our lawyers have worked hard and some have been for over 15 years. This is what we are known for and we know our hard work and dedication is paying off.
The Consumer Choice Awards have a mission : “To ensure that companies and individuals who go that extra distance for their customers get the recognition they so richly deserve.” This mission is perfectly in line with our personal injury lawyers’ mission “We understand, we care and we’re here to help..”
Thank you from our Ottawa injury lawyers…
Thank you to those of you who brought our name forward and identified us as the best Ottawa personal injury lawyers. We appreciate your feedback and support and will continue to work hard for years to come for each and every one of our clients .