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We will travel to your home, hospital, or rehabilitation centre throughout eastern Ontario.
Accident while travelling?
Avoiding an accident while travelling is so important. Another blast of winter weather has hit the capital enticing more and more people to travel south to escape the cold and snow. A word of caution to those travelers, take a good look at your travel insurance policy. Know your own health conditions and
Each winter thousands of Canadians travel south for a little of sun and fun. Unfortunately, many of them will be injured while on vacation. Their injuries can range from minor cuts and bruises to quadriplegia and worse. Sadly, for these travelers and their families, obtaining full and fair compensation can be difficult.
As Canadians, we tend to make assumptions about health care coverage. We buy a travel insurance package and think that, like OHIP, all we have to do is present our card in case of emergency, no exceptions, no upfront costs. Unfortunately, this notion has cost Canadian travelers a lot of money and heartache. Resulting in an accident while travelling not being covered.
By definition, traveler’s insurance protects you in case of unexpected medical emergencies and related expenses that may happen while you are travelling outside of your home province or country.
Risk takers and binge drinkers beware. Traveler’s insurance may not cover accidents that happen as a result of participation in extreme activities. Skydiving, bungee jumping and cliff diving may not be covered under your policy. In addition, accidents that happen when travelers are overly intoxicated may not be covered.
Traveler’s insurance may not cover pre-existing medical conditions and pregnancy-related conditions may get limited coverage, this may include apremature delivery.
Travel insurance is not the same as liability insurance
Traveler’s insurance is not liability insurance. If you damage someone’s property while away on vacation and they sue you for damages, traveler’s insurance will not cover you. Separate policies need to be considered for liability.
Cross you Test and dot your Is because if you are found to have given false information on your insurance application, your claim can be denied.
Ottawa has seen a rash of house fire accidents this last week. The devastation from a fire accident is shocking and can leave lives in ruins. House fire accidents account for 30% of all fires in Canada, but 73% of fire-related deaths happen in the home. Cooking is the leading cause of house fires and injuries.
The absolute best defense against a house fire accident is to be prepared. A household fire safety plan is an absolute must. When fire starts, it spreads quickly and can become life-threatening within two minutes. You need a plan to get out fast.
Fire accident prevention
* Take the time to create a fire safety plan for you home.
* Choose an outside meeting place a safe distance in front of your home.
* Go outside to see if your street number is clearly visible from the road.
* If there are infants or elderly people in the home, assign someone to assist them in the event of an emergency.
* Make sure that all windows and doors are easy to open and not barred or painted shut.
* Once you’re out, stay out!
Recovering from a fire can be an emotional and financially draining process. It is amazing how quicly lives can be turned upside down. Often, the hardest part is knowing where to begin and who to contact.
Here is a quick reference.
* If you are insured, contact your insurance company for detailed instructions on protecting the property, conducting inventory and contacting fire damage restoration companies. If you are not insured, try contacting private organizations for aid and assistance.
* Check with the fire department to make sure your residence is safe to enter. Be watchful of any structural damage caused by the fire.
* The fire department should see that utilities are either safe to use or are disconnected before they leave the site.
* Conduct an inventory of damaged property and items. Do not throw away any damaged goods until after an inventory is made.
* Try to locate valuable documents and records.
* If you leave your home, contact the local police department to let them know the site will be unoccupied.
* Begin saving receipts for any money you spend related to fire loss. The receipts may be needed later by the insurance company and for verifying losses claimed on income tax.
* Notify your mortgage company of the fire.
*stats: Council of Canadian Fire Marshalls
Ottawa Bus Accident Safety
Over the past few weeks , we have seen troubling reports over our city’s transit system and Ottawa bus accident. Last week, 43 OC Transpo buses were pulled for weekend repairs, a double decker bus caught fire with 70 passengers on board and a bus driver was fired over reckless driving through a rail crossing.
How to avoid an Ottawa bus accident
While you, as a passenger, have little control over the safety of the bus or the actions of the driver, you should always be diligent and cautious when riding public transit.
- Never run after or next to a moving bus.
- Stay well back of the curb when waiting for the bus.
- Wait until the bus comes to a full stop before approaching.
- Watch your step, especially at night or in wet weather.
- When using bike racks, always stay in view of the bus operator.
- Take a seat if possible and always use the handrails/handholds.
- Step away from the bus after exiting.
- If you drop something when exiting, leave it on the ground until the bus drives away.
Ottawa Bus accident injury lawyers
We sure hope you all your bus travels are safe. However if they aren’t and if you are injured in a bus accident, our Ottawa injury lawyers are here for you to answer any questions you may have regarding your Ottawa bus accident , you rights and possible compensation. We offer free consultations and will travel to meet with you. Our lawyers believe that the most important thing we can do is make sure you are receiving all the support and compensation you need to move forward after the accident.
Contact any of our Ottawa personal injury lawyers by phone 613-978-9549 or email email@example.com. We would be happy offer you help, support and to answer any questions you may have. Safe travels.
Sadly at this time of year , we start to receive many calls regarding snowmobile accidents. Many people are wondering about what types of compensation are available to snowmobile riders , what type of insurance is required and what accident benefits come in to play if injured in a snowmobile accident.
Safety Week January 21 – 29, 2017
This winter’s weather is bringing out snowmobilers and the OPP is urging them to focus on safety.
A snowmobile is only as safe as the driver and the key to safe operation is knowing the rules and exercising good judgement. Last winter, the OPP investigated 15 snowmobile-related fatalities. They revealed that 58 per cent of snowmobile-related fatalities involved alcohol or drugs, 57 per cent involved speeding or riding too fast for conditions and 58 per cent occurred at dusk or after dark. 87 per cent of last season’s snowmobile-related fatalities involved male riders and 58 per cent were riders or passengers between the ages of 35 and 54.
Snowmobile Accidents and Safety Week
Snowmobile safety week presents an opportunity to review some important safety guidelines.
Don’t drink and ride
Drinking always impairs judgment. Whether this means not checking ice conditions or driving too fast, lack of judgment and frozen water can be deadly.
Especially at night, it’s hard to know what’s out there on the lake. Whether sketchy ice, another rider or an obstruction, you won’t see it in time if you are moving too fast.
Check the condition of the ice
Experts say there’s no way to know for sure if the ice is safe. That means extreme caution is required.
Snowmobiles need five inches of clear solid ice. Check with a trusted local source (like a bait shop) and check the ice yourself when you get there.
Don’t ride alone
Riding with a buddy can be a lifesaver in any number of situations. Even if you are travelling with a friend, tell someone else your plan and check in when you arrive safely.