Posts Tagged ‘ontario insurance claims lawyer’
Ontario Accident Benefits: Definition Minor Injury Guidelines, Ottawa lawyer David Hollingsworth
Ontario Minor Injury Guidelines. Insurance Claims. Ottawa Personal Injury Lawyer David Hollingsworth…Have you recently been involved in an Ontario car accident and your insurance company has told you that your injury is classified as a “minor injury”? Unfortunately that means you will only receive $3500 in medical rehabilitation benefits available, regardless of whether or not you opted to pay for enhanced Ontario accident benefits. Insurance companies have also determined that a minor injury does not qualify for housekeeping benefits or attendant care benefits. This causes a lot of problems for many Ontario accident victims, who require these benefits. Not everyone is seriously injured in an accident , so the minor injury guidelines are acceptable to them. What’s really becoming a crisis situation in the vast majority of people who suffer serious injury in an accident and accept what their insurance company gives them in limited accident benefits, leaving them without enough support and benefits , which generally results in them not recovering. The Minor Injury Guidelines typically includes the following personal injuries resulting from an Ontario motor vehicle accident:
- Sprains
- Tears/ partial tears
- Strains
- Whiplash (unless there are neurological symptoms)
- Cuts, contusions, and abrasions
- Subluxations (unless it is a complete dislocation of a joint)
———————- The Ottawa Injury Blog is written regularly by Ottawa personal injury lawyer David Hollingsworth. Since 1999, David has been an Ottawa personal injury lawyer representing Ontario accident victims and the families of accident victims who have lost a loved one in an Ontario accident. This blog reports on accidents in eastern Ontario, personal injury issues, local Ottawa news and events and various news that relates to Ottawa, accidents and personal injury. Visit www.ottawainjury.ca for more information. If you have a question, feel free to call or email david@ottawainjury.ca (613) 978-9549
Ontario Accident Benefits, Definition Minor Injury Guidelines, Ontario Injury Lawyer David Hollingsworth
 |
 |
 |
 |
 |
Steps to follow after an Ontario accident, Ottawa Personal Injury Lawyer Hollingsworth
Posted by Ottawa Personal Injury Lawyer, Ottawa Accident Lawyer, David Hollingsworth in Ottawa Injury and Accidents, Ottawa Resources on August 18th, 2010
Ottawa Injury Lawyer, Ottawa Accident Lawyers David Hollingsworth:
If you have been involved in an Ontario accident, whether or not you immediately feel pain or symptoms of a personal injury, here are suggestions to follow:
1. First and foremost, remain calm.
2. Call the Ontario police and report the accident.
3. Take pictures of your vehicle, the other other vehicle, the Ontario accident scenes, bruises, cuts and scrapes..
4. Seek medical assistance (even if you feel you are not injured).
5. Consult with an Ontario personal injury lawyer.
6. Do not provide any statements or sign any documents without your Ontario personal injury lawyer present.
7. When dealing with police officers at the scene, provide those facts that you know to be the truth; do not speculate what you think happened.
Call your insurance company:
1. Do not permit the statement to be recorded. Follow the advice given to you by your Ontario personal injury lawyer.
2. Ensure you are given adequate time to give your statement. Don’t let the insurance company rush you; you may forget something important you feel rushed, you may tend to forget important points.
3. Bring all information with you such as the location of the Ontario accident, time, date, insurance information, and any witnesses.
4. Remember that you can decline to answer any question for any reason. (Obtain your Ontario personal injury lawyer’s advice if need be)
5. Answer only what you are asked, nothing more. Avoid giving more detail than needed.
6. Do not sign anything without advice from your Ontario personal injury lawyer.
While some of this advice may seem a little bit much, it is important for you to remember that your insurance company may hire a private investigator , and may fight paying you the benefits you need and are entitled to.
Drive safely and be careful out there on Ontario roads ! Do everything you can to avoid an accident.
Since 1999, David Hollingsworth and his pesonal injury team have been dedicated to helping Ontario accident victims. Ottawa Ontario Personal Injury Lawyer David Hollingsworth has successfully handled hundreds of Ontario accident cases and has extensive experience and knowledge of relevant issues involved with Ontario accidents and Ontario insurance claims. David offers free consultations and will visit homes, hospitals, and rehabilitation centres. Visit www.ottawainjury.ca for more information.
mobile (613) 978-9549 (613) 237-4922 ext.203
Mark Bello has thirty-three years experience as a trial lawyer and twelve years as an underwriter and situational analyst in the lawsuit funding industry. He is the owner and founder of Lawsuit Financial Corporationwhich helps provide cash flow solutions and consulting when necessities of life funding is needed during litigation. Bello is a Justice Pac member of the American Association for Justice, Sustaining and Justice Pac member of the Michigan Association for Justice, Business Associate of the Florida, Tennessee, and Colorado Associations for Justice, a member of the American Bar Association, the State Bar of Michigan and the Injury Board.
Accident Benefits – Ottawa Lawyer provides a list of proposed changes to insurance claims and Ontario accident benefits
Posted by Ottawa Personal Injury Lawyer, Ottawa Accident Lawyer, David Hollingsworth in Accident Benefits Insurance Claims, Ottawa Resources, Personal Injury Claims on December 21st, 2009
Ottawa Accident and Injury Lawyer David Hollingsworth provides a list of Ontario’s proposed changes to Statutory Accident Benefits. These changes have a significant impact on Ontario accident victims. This is a comparision of current statutory accident benefit coverage with the government’s proposed basic package, and illustrates choices that Ontario drivers would have when buying and renewing their Ontario car insurance policies.
Coverage Current Coverage Proposed – Basic Coverage Proposed -Consumer Choices
Medical and Rehabilitation (non-catastrophic) $100,000 (non-catastrophic)
$1 million (catastrophic)
$50,000
$1 million (catastrophic)
Coverage includes assessments
$100,000; $1 million ($1 million option includes attendant care)
Coverage includes assessments
Medical and Rehabilitation (catastrophic) $1 million
$1 million
Coverage includes assessments
$1 million
Coverage includes assessments
Attendant Care $72,000 (non-catastrophic)
$1 million (catastrophic)
$36,000 (non-catastrophic)
$1,000,000 (catastrophic)
$72,000 ($1 million medical and rehabilitation option includes attendant care)
Housekeeping and Home Maintenance Expenses and Caregiver Expenses Caregiver benefit: up to $250 per week plus $50 per dependant; housekeeping and home maintenance up to $100 per week
Benefits available for catastrophic injuries
Caregiver benefit: up to $250 per week plus $50 per dependant; housekeeping and home maintenance up to $100 per week (non-catastrophic)
Income Replacement Maximum $400 per week; 80 per cent of net income
Maximum $400 per week; 70 per cent of gross income
Maximum $1,000 per week; 70 per cent of gross income
Death and Funeral $25,000 (eligible spouse); $10,000 (each dependant), maximum $6,000 funeral expenses
$25,000 (eligible spouse); $10,000 (each dependant), maximum $6,000 funeral expenses
$50,000 (eligible spouse); $20,000 (each dependant), maximum $8,000 funeral expenses
If you have any questions about these proposed changes, visit www.ottawainjury.ca for more information.
