Ottawa Insurance Claims Lawyer, Ottawa Accident Benefits lawyer David Hollingsworth gives a brief overview of basic Accident Benefits available to Ontario accident victims….for more information visit www.ottawainjury.ca Accident Benefits available to those with personal injury from  motor vehicle accidents:

All automobile insurance policies in Ontario have mandatory accident benefits coverage as set in the Statutory Accident Benefits Schedule(SABS). Accident Benefits include :

The insurance of the vehicle in which you were in at the time of the Ontario car accident. The insurance of any other vehicle involved in the Ontario car accident. The Ontario Motor Vehicle Accident Claims Fund (cases where there is no insurance policy)

After hiring an experienced Ottawa personal injury lawyer or Ontario personal injury lawyer to assit you with making an insurance claim and maximize your accident benefits, the Ottawa personal injury lawyer can also reprtesent you wih your insuracnce company nd health professionals and lok out for your best interests.  The paperwork for applying for accident benefits insurancce claims is quite complicated and missing a step or filling our the acccident benefits forms incorrectly could cost you a large sum of money.  It is best to let your Ottawa personal injury lawyer or Ontario personal injury lawyer handle this for you on your behalf to ensure you receive maximum compensation.  Besides, the last thing you need to be worried about right now is complicated paperwork.  You need to focus on yourself, your recovery from your personal injury and your family.

For maximum results, you have 7 days from the date of the car accident to notify your accident benefits insurance company.

• You have 30 days to file a completed application for accident benefits with your insurance company.
• You have 2 years to make a claim for accident benefits insurance for a denial of accident benefits, but a mandatory mediation must take place first. (This is something your Ottawa personal injury lawyer will do for you.)

Accident Benefits: Income Replacement Benefits (IRB). Victims of personal injury are entitled to 80% of net income, to a maximum of $400 per week for the first 104 weeks. Thereafter, you can continue to receive these accident benefits as long as you are disabled from any occupation for which you are  suited by education, training and experience up to $400 a week or 80% of your net income.

Accident Benefits: Non-Earner Benefits (NEB). Personal injury victims can receive up to $185 per week if you are not employed and if you suffer a complete inability to carry on a normal life as a result of the personal injury from the accident. Non-earner accident benefits are not paid out for the first 6 months after your car accident.

Accident Benefits: Caregiver Benefits. Personal injury victims can receive up to $250 per week, if you are the primary caregiver (with whom you were residing), and an additional $50 for each person in need of care.

Accident Benefits:Medical & Rehabilitation Benefits. Personal injury victims receive a maximum of $100,000 for to 10 years for a non-catastrophic personal injury, and up to $1,000,0000 for the remainder of the personal injury victim’s life in the case of a catastrophic personal injury. Your Ottawa personal injury lawyer will help you determine which category all under.

Accident Benefits: Attendant Care. Personal injury victims receive up to $3,000 per month for 2 years for a non-catastrophic personal injury ($72,000 maximum), and up to $6,000 a month for the vpersonal injury victim’s lifetime for a catastrophic personal injury ($1,000,000 maximum).

Accident Benefits: Lost Educational Expenses. Students with personal injury receive a maximum of $15,000. Death Benefits. $25,000 for the spouse of the personal injury victim; $10,000 for each of the personal injuryvictim’s dependents; $10,000 to the person upon whom the personal injuryvictim was a dependant; up to $6,000 for funeral expenses.

Accident Benefits: Travel Expenses. Family members or those living with the personal injury accident victim are reimbursed for their expenses incurred during the personal injury victim’s treatment or recovery.