Ottawa OC Transpo Accident:
There are many people with questions and concerns about the terrible OC Transpo and VIA Rail accident yesterday. Why ? How ? What’s next ? The entire Ottawa community is grieving the loss of 6 people and more than 30 severely injured. We don’t know why or how this could have happened. There will be a thorough investigation and it wall all come out. Many have theories but the truth is we don’t know and there is no point speculating. For now all we know to do is take care of ourselves, each other and our community. Ottawa is an amazing city for coming together. Over the last 24 hours our city has suffered and now we come together to support those directly impacted by this terrible tragedy. They will need our help and our community will be there for them.
People involved in the OC Transpo VIA Rail accident need to know that they have support. They have support not only from friends, family, colleagues and strangers, they may also be supported through insurance coverage and accident benefits for expenses that are not covered by OHIP such as physiotherapy, rehabilitation, counselling etc… It’s best that anyone directly involved in the accident and who is injured physically or emotionally notify their own car insurance carrier and request an accident benefits package. Your accident benefits may also cover any income replacement benefits in the event you are not able to return to work due to your injuries. There are certain conditions that apply before receiving this benefit but it may indeed be a benefit for which you may apply. If you are unsure of whether or not you are entitled to these benefits, give us a call and we can walk you through what you need to do to make sure you are informed. If you would like, we can also provide you with the appropriate forms and help you fill out the accident benefits package, free of charge.
If you do not have your own insurance, don’t worry you may still be covered.
Many people involved in today’s tragic accident may not have suffered physical injuries or suffered minor injuries but will suffer emotionally from everything they have seen and been through. This is normal. A traumatic event can have life-long lasting effects if not treated properly. Emotional and psychological trauma typically results from stressful events that alter a sense of security. Yesterday’s traumatic accident threatened lives and safety and therefore may have lasting impact on one’s emotional well being. Everyone’s experience with yesterday’s OC Transpo accident will be different and some will be more traumatized than others. Many people may require some degree of psychological counselling. Feelings and emotions resulting from traumatic events can last from a few days, few months or even years and may gradually taper off as you process the trauma. Sometimes painful memories or emotions may be triggered from certain events or images reminds you of the traumatic experience. This is normal and we can help you with resources to help you cope with these emotions. Our Ottawa personal injury lawyers work closely with many highly trained professionals here in Ottawa who can help you work through these traumatic events and help you move forward. If you do not have a doctor, we can help you make the necessary arrangements for you to meet with highly skilled professionals.
Many people who are involved in an accident will suffer for days or even weeks with their pain and aches before they seek medical assistance. This is a critical mistake. As an Ottawa personal injury lawyer, I would highly suggest that you don’t do this. As soon as possible it is important for you to seek medical help. This will not only help you diagnose the extent of your injuries, it can also help down the road should complications arise from your injuries. Don’t try to nurse yourself back to health, get examined by a physician and let them decide the extent of your injuries. It is always better to be safe than sorry.
There are a few things you need to know regarding timelines. For example, if you may down the road be suing the City of Ottawa or OC Transpo, it is important that you put the City on notice within 120 days of the accident. You may decide to later withdraw your claim and that is fine. Hopefully you are fine and healing but in the event you are not, you will need proper support, medical treatments and compensation. There are also other important timelines that you should be aware of . We can walk you through this.
The OC Transpo Via Rail accident is one of the most horrific accidents Ottawa has seen in years. Our community will be mourning the loss of lives and the devastating effects this accident has had on so many. There are 6 families mourning the loss of loved ones. Our condolences go out to all of them at this very difficult time. We all know that this could happen to anyone. What a sad and tragic accident. If you or a family member was involved in this terrible OC Transpo Via Rail accident , we are sorry and we are here for you. You probably have many questions and we can answer them for you.
Is it too soon to consider making a claim ? Subsection 32(1) of the Statutory Accident Benefits Schedule which is part of the Insurance Act for Ontario states as follows:
“Notice to insurer and application for benefits
32. (1) A person who intends to apply for one or more benefits described in this Regulation shall notify the insurer of his or her intention no later than the seventh day after the circumstances arose that give rise to the entitlement to the benefit, or as soon as practicable after that day. O. Reg. 34/10, s. 32 (1).”
In other words, you are required to notify either your own auto insurer, or the insurer of the vehicle you were travelling in, of your need for medical and rehabilitation benefits – such as counselling, physiotherapy etc., within 7 days of the accident. Failing to do so may flip the onus onto you to provide an explanation as to why you did not meet this timeline. This is just one of the many timelines that our insurance laws require us to meet.
The insurance company is also required to pay reasonable visitors expenses for a family member to be by the side of a loved one who has been injured in an accident. Knowing that this expense is covered can be the deciding factor as to whether or not a family member can make the trip.
We understand, we care and we’re here to help. For more information on Ontario accident benefits visit our website www.ottawainjury.ca