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What is a Catastrophic Injury? Ontario Accident Benefits Lawyer

Ontario Catastrophic Injury Lawyer David Hollingsworth, Brain Injury Lawyer, Spinal Cord Injury Lawyer in Ottawa , Ontario, Catastrophic Injury Lawyerinjurysupport

What is a Catastrophic Injury ? Ontario Accident Benefits

Catastrophic Impairment means:

a) spinal cord injury: paraplegia or quadriplegia;

b) the amputation or  impairment causing the total and permanent loss of use of  one or both arms or legs

c) the total loss of vision in both eyes

e) brain impairment that, in respect of an accident, results in,

(i) a score of 9 or less on the Glasgow Coma Scale; or

(ii) a score of 2 (vegetative) or 3 (severe disability) on the Glasgow Outcome Scale

f) any impairment or combination of impairments that results in a 55 percent or more impairment of the whole person, in accordance with A.M.A. Guide’ or

g) any impairment that results in a class 4 impairment (marked impairment) or class 5 impairment (extreme impairment) due to mental or behavioural disorder, in accordance with the A.M.A Guide.

Differences in benefits for Catastrophic Injury vs Non Catastrophic Injury:

1) Attendant Care payable at $6,000 per month (up to a maximum of $1,000,000) if you are insured, instead of $3,000 if you aren’t

2) Those who are insured receive a maximum of $1,000,000 for life in Medical and Rehabilitation Benefits,

3) Housekeeping benefit for life

4) Case management services are covered.

A catastrophic injury is a life altering injury for not only the person involved in the accident, but also their friends and family.  These injuries are so severe that a new “life-plan” needs to be put in place. Our Ottawa personal injury lawyers understand that there is more that just getting maximum compensation for our clients at stake.  We work with our clients medical and support staff so that when our clients are able to leave the hospital they are not “on their own”. No one should be expected to navigate that process on their own. It’s important for our clients recovery that a realistic plan and the proper supports are put in place. A catastrophic injury is life-changing and we can only help to change lives as best as possible, following a tragic accident.

 

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RL, Ottawa Ontario