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Changes to Ontario Accident Benefits and the Minor Injury Guideline.

Personal Injury Lawyer Ottawa, David Hollingsworth…The Financial Services Commission of Ontario has again made some changes to Ontario accident benefits and unfortunately, in my opinion as an Ottawa personal injury lawyer, these changes do not favour Ontario drivers, should they become injured in an accident and need to access their accident benefits.  One of the  recent changes in accident benefits  has to do with the MIG (Minor Injury Guideline)  and it requires a pre-existing condition to have been included in a medical note by a health professional to get out of the Minor Injury Guideline.

As of February 1, 2014, the Government of Ontario has decided that Ontario drivers who are accessing their accident benefits and who fall under the Minor Injury Guideline are limited to the cap of $3,500.00 UNLESS they have a  pre-existing medical condition and this pre-existing medical condition must have been documented by a health practitioner prior to the accident.  This is a new requirement. Before February 1, 2014,  pre-existing medical conditions did not need to be documented.  Essentially , what this means is that if you were injured before but had perhaps  not sought out medical treatment that was documented, then you will not be considered for the exclusion of minor injury guidelines and most likely your treatment will be limited to the $3,500.00 cap.

This change in accident benefits highlights why it is critical to treat any injury as serious. Most people think things will heal naturally over time and often can’t find the time to get to the hospital or doctor.  With wait times the way they are, it is understandable; however these types of changes highly why Ontario drivers need to make this a priority. Unfortunately, once an accident has occurred, you can’t turn back the clock.

If you have been in an accident and are injured, it is imperative you speak with an experienced personal injury lawyer.  It’s important you know your rights and leave no stone unturned in the event that weeks, months or years later your injuries prevent you from a quality of life you once had.  If you have a question or would like more information about the recent changes to Ontario Accident Benefits,  contact us at www.ottawainjury.ca . We would be happy to sit down with you free of charge .

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