What’s involved in an initial meeting with an Ottawa personal injury lawyer ? David Hollingsworth explains.

Meeting an Ottawa Personal Injury lawyer doesn’t have to be stressful. 

As an Ottawa personal injury lawyer I highly recommend that if possible you bring someone you to your initial meeting with your personal injury lawyer.  The reason for this is that these initial free consultations are usually packed with questions and information that is vital to your case. Often times, when I meet with new clients, I will ask the person they have brought to write information down so that later on, they are able to go over the meeting and see what was discussed, what is need for next steps and a general review of the meeting.

When people are injured in an accident, often times they have so many things rushing through their minds and so many stresses that they can often sit in a meeting and miss valuable information.  I will often send my clients home with their notes and tell them to digest all the information I have given them and then email me or call me with their questions.  IT’s also good to discuss what you understood with a loved one who was also there to make sure you both heard and are of the same understanding.

That’s not to say that if you come in alone, we won’t take care of you. We can write down everything for you and make sure that you receive all the information you need. Our initial meetings are usually just a chance for you to share with us the details of your accident and your injuries and then let us give you information on how best to proceed to make sure you are well taken care of.

It’s important for you to know it’s our job as Ottawa personal injury lawyers to respond to any questions or concerns. That’s what we are here for.

I can honestly say that when our clients leave our meeting, they feel relieved. They have had so many questions and concerns answered and are finally able to breathe a little better knowing that they will be taken care of.

If you or a loved one has been injured in an accident, take advantage of free consultation offers from reputable Ottawa personal injury lawyers.  It’s your future and it’s important.

 


Ontario cyclists and accident benefits insurance compensation. You may be entitled !

Ottawa Bicycle Accident Lawyer David Hollingsworth

Did you know that as a cyclists you are entitled to Ontario accident benefits coverage ?

Your own auto insurance, may cover your physiotherapy, your income loss, pain and suffering, attendant care, rehabilitation or any other costs associated with your injuries as the result of a cycling accident. If you don’t have car insurance, the driver ‘s car insurance can also cover your costs. If a child suffers an injury while cycling, your vehicle insurance will cover the associated costs for recovery . Regardless of who is at fault, cyclists are covered.

Are there timelines to adhere to when it comes to cycling accidents ?

Yes, within 120 days of the cycling accident, you need to give notice to the driver’s insurance and your insurance company if you have one.  Your personal injury lawyer can do this for you. Then, a standard claim must be started withintwo years of the date of the accident.  There are exceptions to these timelines.  If you are unclear as to whether or not your timelines are up or not, contact an Ontario personal injury lawyer and they can answer that question for you.  If you are close to the limitation period, it is best to consult immediately with an Ontario personal injury lawyer, as it may take a little time to get the paperwork in to begin the claim.

Even if you have spoken with your insurance company, that does not constitute a claim being started.  Be careful that you do not miss the limitation period while discussing matters with your insurance company. If you aren’t sure of whether or not you will start a claim, it’s always best to get a free consultation for an Ontario personal injury lawyer and see what they have to say. After all, this is what they see day in, day out and they will be able to immediately point you in the right direction.

Will you need to go to court for a bicycle accident in Ottawa ?

In most cases, you will not go to court.  In most cases, your Ontario personal injury lawyer will negotiate a maximum settlement for you and deal directly with the insurance adjuster on your behalf.

How much will it cost to start a lawsuit for a cycling accident ?

In most cases , your Ontario personal injury lawyer will cover your costs as part of the claim. You will not have any out of pocket expenses .  Most Ontario personal injury lawyers will take your case on a contingency basis which means once and only when your case settles do you pay your personal injury lawyer and they will take an agreed upon percentage of your settlement.  This fee is discussed and you and your lawyer agree upon what that fee will be.

 


Ottawa Personal Injury Lawyer David Hollingsworth:What are income replacement benefits ( IRB ) ?

Ottawa Personal Injury Lawyer David Hollingsworth, Ontario Injury Lawyers, Income Replacement Benefits..Often times  after suffering a personal injury in a motor vehicle accident you may not be able to return to work right away. You also may not be able to provide for yourself and your family. Depending on the severity of your personal injuries, you may not be able to work for a few days, maybe a few months or perhaps even longer.  This is very stressful and this is where income replacement benefits comes in.

What are Income Replacement Benefits?

Income Replacement benefits are available to Ontario personal injury victims who were employed or self employed at the time of the motor vehicle accident in Ontario  and who, as a result of the personal injuries sustained in the Ontario accident, “suffer a substantial inability to perform the essential tasks of their employment”. This is the definition that applies for the first 2 years following a car accident in Ontario.

Following 2 years after an Ontario accident, it changes and becomes much more difficult to qualify for income replacement benefits. To continue to qualify for income replacement benefits, Ontario accident victims must  have “a complete inability to engage in any employment or self-employment for which they are reasonably suited by education, training or experience.”

How much do Ontario accident victims get for Income Replacement Benefits?

The amount of income replacement benefits received depends on a number of different factors such as one’s income before the accident.  As well as whether or not you opted to purchase additional accident benefits.

  • For motor vehicle accidents occurring after September 1, 2010, the amount of the weekly income replacement benefits is based on 70% of your gross weekly income before the accident, subject to the maximum amounts.
  • Under the standard accident benefits limits, the maximum weekly amount payable for the first 2 years following the accident in Ontario is $400 per week
  • No income replacement benefits are payable in the first 7 days following an Ontario accident
  • Optional accident benefits limits increase the maximum weekly amount to $600, $800 or $1,000 per week

How to apply for income replacement benefits…

In order to receive income replacement benefits,  Ontario accident victims  need to submit a completed

  • Application for Accident Benefits.
    •  OCF-10  Election of Income Replacement, Non-Earner or Caregiver Benefit
    • OCF-3 Disability Certificate
    • OCF-2 Employer’s Confirmation

    If you have been involved in an Ontario car accident and are unable to work, you most likely qualify for income replacement benefits. It is important that before you fill out the associated accident benefits forms that you contact an experienced Ontario personal injury lawyer .  The best Ontario personal injury lawyers not only will help you fill out these forms, they will ensure that it is done in a manner that  gets you maximum benefits support.

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    The  Ottawa Injury Blog is written regularly by Ottawa Ontario injury lawyer David Hollingsworth. Since 1999, David has been an Ontario personal injury lawyer representing Ontario accident victims who have suffered a personal  injury and the families of accident victims who have lost a loved one in an Ontario accident. This blog reports on accidents in eastern Ontario, personal injury issues, local Ottawa news and events and various news that relates to Ottawa, accidents and personal injury.  Visit www.ottawainjury.ca for more information. If you have a question, feel free to call or email david@ottawainjury.ca (613) 978-9549

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    Ontario Personal Injury Lawyer David Hollingsworth, Income Replacement Benefits, Ontario Accident Benefits


    What is a personal injury? Compensation for injuries in Ontario.

    David Hollingsworth discusses what constitutes a personal injury in Ontario.

    accident benefits insurance

    What is a personal injury ? What compensation for injuries is here in Ontario? Does a personal injury automatically result in compensation? A personal injury may be so severe that it is obvious, while others are not. Some personal injuries are harder to see, yet may be equally as painful and life-changing. The following are some of the more common personal injuries, but do not include all…

    motor vehicle accident injuries- car accidents, motorcycle accidents, boat accident, ATV accidents, snowmobile accidents, etc..
    paraplegia
    quadriplegia

    spinal cord injury 

    accident amputations -loss of  limbs 

    brain injuries 

    head injury 

    whiplash injury 

    orthopedic injuries (broken bones) 

    lacerations, burns and scarring 

    chronic pain 

    fibromyalgia 

    chronic fatigue 

    pain and suffering 

    other injuries resulting from an accident

    Navigating the insurance process can be confusing. Although these are some of the more common injuries we see, it’s important to note that not all injuries are the same severity and compensation amounts vary. For example, one person may suffer from chronic pain and still be able to work and resume some of the life activities they once enjoyed before their accident.  Another person may suffer a chronic pain injury and not be able to return to work and their life is forever changed.

    The amount of compensation in Ontario to which an Ontario accident victim is entitled to varies.  There are a number of factors that go into determining compensation in Ontario such as severity of injury (physical, mental and psychological), future care and medical needs, loss of past and future income, need for ongoing house-keeping assistance, attendant care and caregiving to which you are entitled to.  Experienced Ontario personal injury lawyers work directly with medical doctors, social workers, psychologists, occupational therapists, physiotherapists, other treating health practitioners to  support you and ensure you are getting everything that  is needed.

     

     


    Maximum Compensation Ontario Accident Benefits : Ottawa Lawyer David Hollingsworth shares…

    Calculating Accident Benefits Compensation

    What is the maximum amount of Accident Benefits Compensation?

    ACCIDENT BENEFITS SETTLEMENT

    work injury lawyer

    Experienced injury lawyers in Ottawa and top Ontario personal injury lawyers can help you navigate your insurance claim and calculate your accident benefits. Among other things, you need to consider the type of damages you are entitled to. If the personal injury or the accident you have gone through has made you miss work, then you are most likely entitled to claim your lost wages or compensation, including long-term disability.

    Lost wages, however, are one among a variety of factors that need to be considered in the calculation of your accident benefits settlement. For example, you also need to consider any property damages incurred, family or social expenses, emotional or psychological trauma, as well as any medical expenses incurred due to your physical injury and trauma. A top Ottawa or Ontario personal injury lawyer will have the experience to help you maximize your prospective accident benefits settlement.

    Experienced Ottawa personal injury lawyers have the knowledge, “know-how” and experience to help you calculate the highest amount of accident benefits compensation that you deserve. Your top Ottawa injury lawyer will make sure that you receive as much as possible, with the least amount of hassle. It is not wise for a victim of personal injury to attempt to manage his or her own claim. The potential to lose out on what you deserve is too high. Most important of all, however, is your physical and psychological health, which can be affected by the stress and fatigue of a legal battle on your own. Let an experienced Ottawa injury lawyer help you to get what you rightfully deserve.

    PERCENTAGE OF LIABILITY

    The “computation of settlement” is the percentage of fault. This is another important element of the legal process to consider. Basically, your top Ottawa personal injury lawyer will need to prove that 100% of the accident was caused by the negligence of the other accident victim. In some cases, however, the victim has played some part in the accident and if this is the case, each party is responsible for some percentage of fault. Your top personal injury lawyer will ensure the protection of your interests to safeguard against losing what you deserve.

    NUMBERS

    The fault percentage influences the ultimate “numbers” of the financial settlement. When the percentage of fault is settled, then it is possible to begin computation of the accident benefits settlement. For example, if the amount of damage, including disability, lost wages, and so, amounts to $1000 and the fault of the victim is 30%, then the accident settlement will be $700 (the $300 or the 30% would be deducted from the total damage since it would be deemed to be the fault of the victim). A top Ottawa personal injury lawyer will be able to get you the least amount of fault percentage as possible.

    HOW TO GET THE HELP YOU NEED

    If you have suffered a personal injury as the result of an accident or if you know someone who is, it is best that you consult a personal injury lawyer in Ottawa or a Ontario personal injury lawyer as you are likely entitled to accident benefits that you are not currently receiving. Unfortunately your insurance company may tell you.