Ontario Accident Lawyer David Hollingsworth, Ottawa Personal Injury Lawyer David Hollingsworth
What are Ontario Accident Benefits Insurance Claims ?
When you or a loved one is involved in an Ontario accident, the first step toward making a claim is to contact your own insurance company. This is the case regardless of whether or not you are at fault, whether you are a pedestrian, or whether you were a passenger in a vehicle. Your own insurance company will be responsible for providing you with Ontario Accident Benefits. Ontario Accident Benefits are designed to provide you with all of the medical treatments that you need, medications, assistance with housekeeping and homemaking, attendant care (someone to help you with your own personal care), other family expenses, income replacement or caregiver or non-earner benefits, occupational therapy assistance, assistive devices, job re-training, as well as other benefits.
Filling out the insurance forms can be a time consuming, confusing and frustrating task. Don’t let this stop you from getting what you help you need and deserve. David and his team of personal injury professionals will help you complete these forms. If you plan to pursue the other driver for compensation for pain and suffering, loss of income or medical or other expenses, you must first apply to receive Ontario Accident Benefits.
Let David tell you more about the importance of making an Ontario Accident Benefits claim and maximizing these benefits.
————————————————————————————————– This Ottawa Injury Blog is written regularly by Ontario bicycle accident and injury lawyer David Hollingsworth. David has been an Ontario injury lawyer representing Ontario accident victims since 1999. This blog reports on accidents in eastern Ontario, personal injury issues, local Ottawa news and events and various news that relates to Ottawa, accidents and personal injury. Visit www.ottawainjury.ca for more information. If you have a question, feel free to call or email firstname.lastname@example.org
Did you know that bicycle helmets can prevent up to 88 % of brain injuries when used properly? Sadly, Ottawa bicycle accidents can happen anywhere, anytime.
Earlier this month, Ottawa Mayor Jim Watson announced June 5, 2011 as Helmet Day in the City of Ottawa to support the avoidance of personal injuries and to emphasize the importance of wearing proper safety head gear while being active.
“We are very fortunate in Ottawa to have an environment that is well-suited to cycling and in-line skating,” said the Mayor . He made it clear how supportive he was of an active, but safe lifestyle. “We are encouraging all residents to purchase an appropriate helmet before enjoying their favourite summer activities.”
We all know how important it is whether we are riding a bicycle or strapping on in-line skates to take safety precautions to protect ourselves; however, we don’t always do. The awareness is there and still coming , but not everyone is strapping on a helmet and some are strapping on helmets that are inadequate and would not protect them. The City of Ottawa continues to make efforts to keep residents safe and raise awareness of helmet safety in the hopes of preventing severe head injuries.
How do help reduce your chances of a severe head injury- Ottawa bicycle accidents
1-Make sure there is a CSA or CPSC certification on the helmet.
2-All helmets should fit level and square on the head, and the front should be 2 fingers distance from the helmet to eyebrows. The helmet straps should be adjusted to meet just below the ear in a V shape, and fastened comfortably.
3-All helmets should have a snug fit, allowing only one finger between the chin strap and your chin.
4-Proper helmets must be worn by all cyclists who are under the age of 18. I recommend that EVERYONE should wear a helmet to protect themselves from serious head injuries.
Each year, approximately 5,700 Ottawa area children under the age of 20 visit Ottawa hospital emergency rooms for serious head injuries. Sport activities make up a large percentage of head injuries among children and youth.
As an Ontario injury lawyer, I meet regularly with Ontario accident victims who have suffered severe head injuries and their lives have been altered forever. I urge everyone to please equip themselves with a proper helmet. It could save your life !
As an Ontario Personal Injury Lawyer, I applaud and support the efforts made by the Ottawa Police to make our Ottawa streets a safer place….The Police Service will participate in Canada Road Safety Week which runs from May 16 to May 23. In 2010, there were 30 fatal car accidents that resulted in the deaths of 34 people in the Ottawa community. Consequently, the Ottawa Police have made traffic safety a high priority through various initiatives. One program the Ottawa Police have put in place is the RIDE (Reduce Impaired Driving Everywhere) Programs during the evenings of Thursday May 19th and Friday May 20th. The RIDE Program in Ontario is led by the police community which runs all year long and involves random police spot checks where vehicles are stopped and drivers are checked for impaired driving.
Police are also actively engaged in Project E.R.A.S.E. (Eliminate Racing Activity on Streets Everywhere) a collaborative effort of 22 police services, the Ontario Ministry of Transportation and the Ontario Ministry of the Environment whose goal is to change poor driver behavior through education and strategic enforcement. Sadly, since 1999 48 people have been killed in Ontario as a result of street racing activities . In addition, excessive speed continues to be the leading contributing factor in fatal car accidents.
Ottawa Police focus on Canada’s Road Safety Week
During Canada’s Road Safety Week, Ottawa police will focus on 4 issues:
- Drinking and driving.
- Seat belts and child restraints.
- Aggressive driving, driving at unsafe speeds, following too closely or running red lights and stop signs.
- Distracted Driving
As an Ottawa personal injury lawyer and along with the Ottawa Police, encourage everyone on our roadways to work towards making our Ottawa roads and Ontario roads the safest in the world. Let’s do it Ottawa !
The weather is still okay and many are out and about with their bicycles on our roads here in Ottawa. Sadly, Ottawa cycling accidents continue to occur and people are injured everyday day in our communities. There has been talk for years regarding the implementation of a “safe cycling educational” campaign or program here in Ottawa, but I think that we need to make progress more quickly. Consider the tragedies:
Ottawa Bicycle Accident
Just consider the serious injuries and deaths in the last little while here in Ottawa. This month, a 71-year-old cyclist fought for his life in hospital secondary to a collision with an automobile on Hawthorne Road. Alex Hayes, another tragic story, an innocent high school student, killed by a vehicle while riding his bicycle. . Another tragedy involved a 48-year-old cyclist, killed due to head and neck injuries on Somerset St at night. John Barton, 53, another cyclist killed recently while on the road. And finally, 16-year-old Robin Freeman killed while cyclist after contact with a motorcycle (both motorcyclist and Freeman were killed).
There are steps you can take to protect you and your loved ones from injury and death while bicycling. Overall, if you decide to cycle, make it a lifestyle decision. This means opening your mind to the requirements of bicycle culture and bicycle safety. Avoiding collisions with vehicles is never a guarantee, but you can take certain steps to reduce your chance of injury. For example, using a bicycle or helmet headlight, wearing protective and reflective clothing, and enhancing your bicycle can make you more visible. Buying a horn can give you the attention you need when you need it. Slow down and paying attention to your surroundings is key. Choosing wide, slower streets, and on weekends, back streets because they can be safer on Saturday and Sundays, for example, because of the increase in drunk vehicle traffic on main streets. You can’t control other people’s driving but please do everything you can to protect yourself. Thanks for reading everyone, and please ride safely!
Ontario Insurance Claims Lawyer, Ottawa Personal Injury Lawyer David Hollingsworth
IMPORTANT TIPS FOR YOU AND YOUR FAMILY RE: ONTARIO’S NEW AUTO INSURANCE RATES
Hello everyone, I would like to share a quick note with you regarding Ottawa’s new auto insurance policy and what it will mean for you and your family, which is set to change for September. I am urging all my family and friends to be careful not to blindly accept the lowest possible Ontario auto insurance coverage just to save a few bucks – get the facts to be informed!
Basically, the new policy acts to lower the minimum required rehabilitation coverage in our province by 50%, from $100,000 to $50,000. Furthermore, your coverage for the treatment of minor injuries now has a cap of $3,500. Settling for the new basic insurance package could mean that you or your loved ones are left to suffer after a personal injury in our province, without the adequate rehabilitative services that you will require. There could be a slight dip in auto insurance rates for some drivers when the new rates kick in, but depending on how, where, and why you drive (and who insures you), the average decrease in Ontario auto insurance will be somewhere in the realm of 0.01% to 7%. This means that you could see no change at all in your rates, but would still lose out on important features that would protect you in the event of an auto accident – a time when you will require as much help as possible to help you in your recovery.
$3,500 CAP for “MINOR INJURIES”.
The cap of $3,500 is not adequate in any way to deal with the majority of minor personal injuries, especially given that so called “minor” injuries can become worse over time. The new policy defines minor injuries to include such things as a sprain, strain, whiplash, contusion, abrasion, laceration, partial dislocation of a joint or organ and any pathological condition resulting from a personal injury. This list is not inclusive enough to include many coverage benefits that you will require and I would recommend to you that you read your terms carefully to ensure that you can keep the current accident benefits, because although you will be paying a bit more, it will act to protect you by safeguarding your interests. I estimate it would cost approximately $150 more per year on a one-driver, one-vehicle plan, depending on the insurance company. If you consider the benefits this is a good choice, because even though it seems like you’re paying a bit extra of your hard earned cash, consider the enormous costs of treatment you would lose out on if you experience personal injury from an auto accident and are left to handle all the financial costs for yourself. Drivers in Ontario with an existing policy will receive the same coverage after September 1st, until that policy expires. Those are the facts to consider. Ultimately, my hope is that you and your family will continue to be safe and will have the coverage that you need if you are ever involved in the unfortunate circumstance of an auto injury. Please be safe and take care.
Ottawa personal injury lawyer David Hollingsworth has been dedicated to helping Ontario accident victims and their families get the support and help needed for their personal injuries. With over a decade of experience, David has forged strong relationships with medical doctors, social workers, psychologists, occupational therapists, physiotherapists, other treating health practitioners and the support network involved with his clients. David is happy to discuss all Ontario accidents and can help determine what one needs and is entitled to when rebuilding a life after an accident, free of charge 613 978-9549 or 613 237-4922 ext 203 or visit www.ottawainjury.ca for more information.
Ottawa Accident Lawyer- Ontario Personal Injury Lawyer David Hollingsworth– The Ontario government has made changes to your auto insurance policy that have a direct impact on each and every one of us and come in effect September 2010.
Ontario Auto Insurance Changes: This summer, all Ontario drivers will be faced with the important decision of whether or not to purchase optional insurance -a basic automobile insurance package with reduced statutory accident benefits. My fear is that unfortunately, times are tough and most drivers will most likely opt for basic coverage.
Will you be affected? If you are in an accident and suffer a non-catastrophic personal injury, the answer is YES, you will.
Drivers with insurance who are in an accident and are deemed to have a non- catastrophic injury are the ones most negatively impacted by the Ontario government’s changes. The Ontario government is in the process of creating a basic insurance package of statutory accident benefits that lowers compulsory Medical and Rehabilitation benefits coverage to $50,000 from the previous $100,000. Attendant Care benefit insurance coverage will be reduced in 1/2 to $36,000 with other important restrictions.
As a Ontario personal injury lawyer, I highly recommend drivers to purchase the optional increase in Medical and Rehabilitation benefits for up to $1 million (which would include $72,000 for Attendant Care). Unfortunately the reality is most drivers will probably purchase the basic coverage. This, is in my opinion dangerous.
There are also major reductions in accident benefits for accident victims with a non-catastrophic injury claim. The Medical and Rehabilitation and Attendant Care benefits have been drastically reduced and Housekeeping and Caregiver benefits (unless you are catastrophically injured) have been completely eliminated. In most cases the at-fault insured driver will bear the costs of the reduction in the accident benefit insurance claim.
The definition(s) of catastrophic impairment has also changed, making it more difficult for accident victims to access their benefits. Assessment costs will now be deducted from the medical and rehabilitation benefits and that change will reduce the benefits available considerably. This means the costs to access your needs will now come out of your benefits, which is now reduced and capped. Meaning again, less compensation for Ontario accident victims.
Also of note, the definition of a catastrophic impairment changed and now will include single limb amputees and the evaluation of catastrophic impairment will be restricted to those practitioners who have both training and experience with catastrophic injury cases.
Unfortunately, basic auto insurance coverage does not adequately compensate Ontario accident victims and their families with the costs that are necessary in most accidents. I sincerely hope and recommend to everyone to purchase the extended coverage; knowing that will be difficult for a lot of people to come up with the extra funds each year; but in my opinion, this is an expense you don’t mess around with. I urge you to do what you can do to purchase the extended coverage.
At the best of times, Ontario’s car insurance regime is complicated and difficult to understand. If you are injured in a car accident in Ontario, you are probably entitled to certain “no-fault benefits”, but you may also have the right to sue at-fault parties for your personal injury. The right to sue is not unlimited in Ontario. There are many more proposed changes that will have a direct impact on you. For a detailed list and more information; feel free to email me for your FREE guide to Ontario’s auto insurance changes.
Ottawa Accident Lawyer David Hollingsworth urging everyone to be safe out there !
Please, if you are drinking, do not drive!!
-Call a taxi (blue line taxi) 613-238-1111 (WestWay Taxi ) 613 727-0101
-Designate a driver !
-Call responsible choice (613) 248-0444
Don’t let the holidays be ruined by drinking and driving. “The holidays are a time to be especially alert for drunk drivers because alcohol-related accidents traditionally go up this time of year” says Ottawa personal injury attorney, David Hollingsworth. “It’s a special time of year that brings many parties and festive occasions when alcohol is served during the holidays,” says David Hollingsworth, Ottawa Accident Lawyer “This unfortunately also brings about more alcohol related Ottawa accidents. Drinking and driving is never a good idea. It’s illegal and too often, it’s deadly.” “We are very fortunate in Ottawa that we have many resources available to us to help prevent drinking and driving such as taxi services and responsible choice.”
It seems that the rates for drinking and driving accidents is on the decline, which is great. Still,there are Ottawa accidents and deaths every year that are alcohol related and could be avoided and that’s tragic. Alcohol-related deaths have been declining nationwide since 1982 due to tougher laws and stepped-up police enforcement. “Enjoy a safe holiday with family and friends,” says David Hollingsworth, Ottawa Accident Lawyer. “If you choose to drink, designate a sober driver or call a cab. It could save a life.”
As an experienced Ottawa Accident Lawyers, I help countless Ottawa accident victims get what they need. If you have been in an Ottawa accident or Eastern Ontario accident and have suffered a serious injury, I can help you get benefits that you may not be aware of. Over the last decade I have helped hundreds of Ottawa Ontario accident victims get the financial compensation they needed for themsleves and their families. If you are suffereing right now, it is hard for you to be dealing with an insurance compnay. I have the experience and a high success rate. Let me help you. Call 613 978-9549.
Ottawa Personal Injury Lawyers -Holiday Safety Tips…
Ottawa Personal Injury Lawyers: David Hollingsworth: www.ottawainjury.ca
The holiday season is a time that many share with family, friends, and loved ones. It is a time to be generous and grateful for the things in life that we often take for granted, such as the health and happiness of our friends, family, and ourselves. Unfortunately, the holidays can also be a time of tragedy and loss for pedestrians, drivers, and shoppers in the context of road safety and weather considerations. Consider the following advice to keep your friends and family safe from serious car accidents and personal injury during the holiday and winter season:
Even though you may take the best of precautions to ensure the safety of you and your loved ones, it is still possible to become the victim of another’s negligence. Let us spend this holiday season in safety by considering the small but important ways we can all prevent and avoid situations of personal injury, accidents, and tragedy:
Good snow tires can help to keep your car on the road when it doesn’t want to be. Even if your car is in good working condition, it can still hydroplane, contact dry ice, or generally lose control if it is not properly equipped with the right snow tires. Tires require adequate air pressure, and tread. Your gas tank should be about half-full to ensure a freeze-up doesn’t occur. A good mechanic can confirm proper function of all components, including battery, and antifreeze levels.
An emergency kit can be useful to have in your car. They can often be bought at any comprehensive hardware store. A good kit will include such things as (1) jumper cables (2) flashlights, (3) first-aid kit (with the useful emergency blankets), (4) blankets, (5) signal flares, (6) waterproof candle/matches (7) and water. You can always add to your own emergency kit, by including such things as a mobile phone, non perishable power-bars, an object of sentimental value, and so on. The idea is to include anything that could help you in a time of need.
When drivers are distracted, they can be as dangerous and drunk drivers because many accidents occur due to the neglect of the person behind the steering wheel. It goes without saying, drinking and driving puts the lives of everyone on the road at risk, and is advised against. Most accidents occur because a few distractions are combined all at once to lead to a major accident (i.e. a driver has only consumed one drink, but the combination of the bad driving of another car, poor visibility due to snow, and driver talking on the phone, putting on makeup, reading the paper, texting, etc. leads to a serious accident). (By the way, talking on the phone while driving is now prohibited in our city of Ottawa)
PATIENCE + RECKLESS DRIVERS
Allow for extra time to do routine tasks. Generally, it will take longer to drive in winter conditions due to climate factors such as snow and hail, while social factors include increased traffic of people driving to see family or go to the cottage for the holidays. Many people fail to anticipate the need for extra time and drive in a reckless manner, endangering their own lives and the lives of others on the road. Safe-guard yourself against the reckless drivers and please take care on the roads.
SLIP AND FALL Accidents
The last thing you want to do is spend your short holiday break in the hospital recovering from a slip and fall. Always remember to watch out for wet spots and potential slippery areas in shopping malls, supermarkets, offices, etc. Try to shake the snow of your shoes to expose your shoe traction for better grip upon the ground. Most facilities will have rubber mats to remove the moisture from your shoes for additional traction. Comfortable shoes with good tread can make a world of a difference in preventing a slip and fall.
Statistically, the rate of crime peaks somewhat during the holiday season. Please be aware of your environment when shopping, and generally out and about. In particular, avoid ATM machines in locations that you feel are unsafe or when you are by yourself. Remember to limit your shopping to stores that are equipped with (1) adequate security (2) well-lit parking, and (3) entrance and exit ways.
Again, as with all the advice, exercise your common sense and know that your attention to these matters acts to decrease your risk, and focus on what really matters – the opportunity to share your time and energy with your friends, family, and loved ones during the holiday season and beyond.
David Hollingsworth is an experienced personal injury lawyers in Ottawa, specializing in Ottawa and Ontario car accidents, Ottawa slip and fall accidents, and Ontario Accident Benefits Insurance Claims. For over 12 years, Ottawa personal injury Law Firm of Goldberg Stroud LLP has been helping Ottawa personal injury accident victims and their families receive the maximum amount of compensation for their injury.
Visit www.ottawainjury.ca for more information regarding Ottawa Personal Injury Lawyers and how the best Ottawa Accident Lawyers can help you with your personal injury.
Ottawa Lawyers: Calculating Your Settlement
When deciding upon a settlement for your personal injury claim, Ottawa lawyers must consider many different factors. It is not a simple process by any means. There is no way for lawyers to know up front how much you will end up with; it depends on the details of your case along with certain formulas. Unfortunately, some Ottawa lawyers will try to woo you by promising you a large settlement amount. This is typically done so that you will hire them without looking at other determining factors such as their track record and experience.
First you must understand what damages you are entitled to. If your accident or injury caused you to miss time and wages from your work, you are entitled to receive those lost wages in your compensation. If your injury requires you to take long term disability, you should be compensated for that as well. Any property damages as a result of your accident, as well as emotional trauma and medical bills from physical trauma, these are all things that you will want to calculate in as damages for your compensation. Experienced Ottawa lawyers can help you figure out what your damages are from your accident and ensure that you are properly compensated.
The reason that most Ottawa lawyers can not immediately assess your probable settlement amount also lies in the fact that some damages are subjective. For example, mental anguish can not be calculated in a dollar amount. It is up to analysts to calculate a reasonable number, typically using a formula, to decide how much is appropriate to attribute to these damages. If your mental damages are debilitating or lifelong, you will be awarded a much higher sum than if your damages are slight.
Who’s More at Fault?
Another factor in determining settlement amounts is the percentage of fault. In order to win a case, Ottawa lawyers must have evidence that the accident or injury was due to the negligence of the other party. However, 100% of the injury need not be their fault. Typically some of the blame may lie on the side of the injured party, and in that case the insurance company and the victim can come to a conclusion as to what percent of the accident was the fault of the injured party and what percent was the fault of the other party.
Once a conclusion has been reached, there is a new calculation of the possible settlement amount. After adding up all of the damage amounts, including lost wages, disability, mental anguish, and anything else you may feel entitled to, the percentage that is attributed to your fault is then taken out of the equation. For example, if your damages total $1,000, and it is decided that you are 30% to blame for the accident, you would be seeking out $700 in compensation for your losses. Experienced Ottawa lawyers may try to argue for more on your behalf, but this is the number that will typically begin the negotiations.
If you or a loved one has suffered an injury due to an accident or negligence, feel free to call or email me for a free consultation. I would be happy to discuss with you your options. Do it for yourself and your family. Visit www.ottawainjury.ca
Ottawa Car Accident
As an Ottawa personal injury lawyer, I can honestly say these statistics are alarming . More than 1 million vehicles in Canada are involved in accidents each year.
Here are a few accident statistics from the Ontario Ministry of Transportation’s Road Safety Annual Report 2004:
- Ontario had a population of 12,407,300, of which 8,655,597 were licensed drivers.
- 421,870 drivers were involved in a collision (316,856 property damage only, 93,207 personal injury, 1,208 fatal collisions)
- 136,402 people (not just drivers) were involved in personal injury collisions.
- 799 died (433 drivers, 191 passengers, 104 pedestrians, 19 bicyclists, 47 motorcycle drivers/passengers).
- 3,565 received major injury (admitted to hospital).
- 29,918 received minor injury (went to hospital, treated in emergency room, but not admitted).
- 39,525 received minimal injury (did not go to hospital when leaving the scene of the collision; includes minor abrasions, bruises, complaint of pain).
- 4,505 pedestrians were injured and 104 were killed due to auto accident.
- Lowest risk of accident: males and females 16 years old (at this age, individuals have a G1 license that allows them to drive only with an experience driver, often a parent).
- Highest risk of accident: males 17 years old (6.01% had accidents) and females 18 years old (7.29% had accidents). It seems that, by this age, they are driving on their own. On their own with little experience.
- The percentage of drivers who have a collision, based on age, generally drops lower each year after this for both females and males.
- The good news in this report is that 2004 had the lowest number of fatalities ever recorded in the province. Ontario also had the lowest number of accidents per capita of any jurisdiction in North America.
Every driver, pedestrian and cyclists needs to do their part in reducing the number of car accidents and injuries related to car accidents each year. The statistics don’t lie and there is a lot we can do to lower the number of accidents on our roads each year. Let’s do it.