OCF 6 Form and Ontario Accident Benefits

What is an OCF 6 Form ?ocf form

The importance of properly filling out the OCF 6 form when applying for Ontario Accident Benefits.

If you have been injured in a motor vehicle accident in Ontario, chances are you will need support and compensation.  This support and compensation comes from insurance. Ontario Accident Benefits can also cover many expenses, supports and treatments. Ontario Accident Benefits can also cover lost wages. There is a section under Ontario Accident Benefits that are considered to “Other Expenses”. To apply for compensation for these benefits, you must complete and a detailed OCF-6 form, otherwise known as an “Expenses Claim Form”.

It’s important you try as best as possible to properly and completely fill out this form. If in doubt, consult with an experienced personal injury lawyer.  At our firm, we have staff dedicated to filling out Ontario Accident Benefits Forms and can help.

Take your time filling out an OCF 6 Form

It’s important to really take your time when filling an OCF-6 Accident Benefits form.  Keep a close track of lost income and other financial losses. When filing an OCF-6 Accident Benefits form remember that insurance companies are going to ask for proof. You will be required to show proof of your losses in the form of original bills and receipts. It’s important you ask for a receipt for everything you are going to claim under your insurance policy. It’s also a good idea to keep a copy of all your receipts, bills and documents and keep a copy for your records.

Know to ask for an OCF 6 Form

The OCF 6 form is not included in a“basic” Accident Benefits Application Package. Obtaining an Accident Benefits package is simple. Once you contact your insurance company, they will send you a package in the mail and you must complete it and send back within a timely manner. Be sure to ask for an OCF 6 Form as well if you have incurred other expenses. Alternatively you can download OCF Forms here.

Other Expenses refers to additional expenses that are deemed “reasonable and necessary.” These expenses must be directly related to your accident. It’s important to be honest.  Falsifying an Accident Benefits application is a serious offense under the Ontario Insurance Act. No one wins with insurance fraud. There may be some expenses that are covered in other sections of your Ontario Accident Benefits.  Even if an expense is covered under another benefit or insurance policy and you aren’t sure whether or not to submit it, consult your personal injury lawyer or include it and let the insurance adjuster will look at it and determine what is covered

Examples of other expenses that may be covered on an OCF 6 Form:

“Other Expenses” may include a variety of expenses as long as they are directly related to your accident.  For example, typical expenses that are often included on an OCF 6 form include:

  • Visitors’ travel expenses such as hotels, taxis, parking, flights
  • Housekeeping and home maintenance costs. This is an optional benefit that you have hopefully purchased
  • Caregiver benefit: Another optional benefit which you have hopefully opted for and purchased
  • Lost, damaged clothing and personal items such as eyeglasses, hearing aids, dentures and so on
  • Prescriptions, ambulance bills and personal belongings
  • Assistive devices such as walkers, crutches, prostheses and wheelchairs
  • Lost educational expenses such as tuition, fees

We have a team of lawyers and Accident Benefits specialists dedicated to helping you with your Accident Benefits.   We can help you complete your OCF 6 forms and help you by ensuring your application is complete.  There are many expenses that are covered that most people do not know about. We do.

Let us help you with your OCF 6 Form

If you would like help with your OCF 6 Form, contact one of our personal injury lawyers or accident benefits specialists free of charge and we can help you.


Will stiffer distracted driving fines in Ontario help reduce accidents in Ottawa ?

Personal Injury Lawyer Ottawa David Hollingsworth on distracted driving… With the increase in distracted driving fines last month there has been a lot of information about distracted driving released.  The most startling fact is that Ontario Provincial Police announced that distracted driving is the number one killer on our province’s roads.  More people died as a result of distracted driving than any other reason in Ontario. According to the Ontario Provincial Police, last year there were a total of 78 fatal accidents related to distracted driving,  57 fatal accidents related to impaired driving and 44 fatal accidents related to speeding.

Earlier this month, a new legislation was put in place and saw fines for distracted driving rise from $225 from $155.  The Ontario government is  also proposing new legislation that would further penalize distracted drivers by having them lose 3 demerit points, as well as give judges the authority to raise the amount of distracted driving  fines up to  $1,000.    In other serious cases, police also have an option of laying a “Careless Driving” charge under the Highway Traffic Act. The Careless Driving charge has serious penalties such as a loss of 6 demerit points, fines of up to $2,000 and possible jail time.  The question remains …will this be enough to deter drivers?

I also wanted to mention that distracted driving happens at all age levels, young and old.  It’s not just new drivers and “the younger generation”.  We now live in a world where many; young and old,  are glued to their devices for work and personal reasons. It’s important to note that distracted driving is not just talking and texting on your phone.  It’s taking your eyes off the road.  Distracted driving can include getting something out of your purse, tending to children in the back seat, changing radio stations etc…Essentially it can be anything that diverts your attention. The distracted driving section of the Highway Traffic act law only deals with handheld electronic devices. This means that these other activities can be very distracting and dangerous but they are not against the law. According to The Ministry of Transportation Ontario’s distracted driving law is aimed at  a particular form of  distracted driving; which is the use of hand-held communication and entertainment devices and display screens. In time, will we need to revisit was is legally considered “distracted driving” ?

Please focus on the road.  We need every driver on the road to be concentrating on the roads and their surroundings so that our roads are safer for everyone. Drive safely !

 


Ottawa Lawyers: Have you been in an Ottawa Accident ? What you do to report an accident in Ottawa.

Ottawa Accident ? How to report an accident in Ottawa.

The Ottawa Police services has a comprehensive website with valuable information for Ottawa residents. I stumbled across their accident reporting information and thought I’d share it with you.

  • A police report is not required when damage to all vehicles is under $1,000.
  • If there are personal injuries and the vehicle(s) cannot be driven,  9-1-1 should be contacted.
  • If there are no personal injuries, but the vehicle(s) cannot be driven, call 613-230-6211
  • If the vehicle(s) can be safely driven and there are no personal injuries, drive all vehicles to the same Police Station and  file an accident report. Important to note: Accident reports cannot be taken over the phone.

The Ottawa Police Collision Investigation Unit …

is responsible for investigating all fatal and serious life threatening motor accidents.  They also investigate hit and run/ fail to remain accidents.

If in doubt call the police and ask them what to do.Your next call may be to an Ottawa personal injury lawyer. They can advise you whether or not you may need a lawyer and whether its best to let them speak with your insurance company.  Make sure to gather as much evidence as you can. Take pictures, write down the sequence of events in as much detail as possible.  Most of all, take care of yourself first. Ensure you are safe and that you are not injured. If you think you might be seek medical attention immediately. The rest can wait.

 


Steps in an Ontario personal injury lawsuit : What is a settlement conference ?

Ontario personal injury lawyer David Hollingsworth …Steps Ontario personal injury lawsuits: What is an Ontario Settlement Conference ?

Before the Ontario settlement conference, your Ontario personal injury lawyer will prepare on your behalf a settlement conference brief. The settlement brief will outline to both the judge and the insurance company what you are seeking in compensation and provide a history of your injuries. Your settlement brief outlines the evidence and why we believe you are entitled to receive maximum compensation for damages. This is sent for the judge to review prior to the settlement conference. 

Your Ontario personal injury lawyer will attend the settlement conference with you. Your Ontario personal injury lawyer is there to represent you and will present your case to the Ontario court. In turn, they will counsel with you and together you can determine how you want to proceed. Often times, the insurance company will offer to settle at this stage based on what has transpired at the settlement conference.  Only you and your Ontario personal injury lawyer can decide if you accept the settlement. Your Ontario personal injury lawyer will provide you with advice but ultimately the decision will be yours.

—-The Ottawa Injury Lawyer Blog is written regularly by Ottawa Ontario personal injury lawyer David Hollingsworth. The Ottawa Injury Lawyer Blog reports on accidents in eastern Ontario, personal injury issues, local Ottawa news and events and various news that relates to Ottawa, accidents and personal injury. Visit  www.ottawainjury.ca for more information. If you have a subject  you would like to know about or  if you have a question,  please call or email me: david@ottawainjury.ca (613) 978-9549

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Steps Ontario personal injury lawsuits :What is an examination for discovery ?

Ottawa Ontario Personal Injury Lawyer David Hollingsworth www.ottawainjury.ca  Steps of an Ontario Personal Injury Lawsuit : Examination for Discovery

What is an Examination for Discovery in an Ontario personal injury lawsuit?    An examination for discovery is a very important step of an Ontario personal injury lawsuit.  It allows for questions to be asked under oath. It also allows both sides to share documents that relate to the Ontario personal injury lawsuit. All parties in an Ontario law suit have an obligation to list and give copies of all documents that are relevant to the Ontario personal injury law suit in a sworn affidavit. This is often the time when additional evidence will surface. This is also the stage in an Ontario personal injury lawsuit when the insurance company will be able to ask the accident victim questions.  Not to worry, your Ontario personal injury lawyer will be there to ensure that all the questions being asked are fair. Your Ontario personal injury lawyer will also prepare you for an examination for discovery ahead of time so you know what to expect. A court reporter will also be present to record the examination for discovery.

Sometimes in an examination for discovery, a question may be asked and the witness does not know the answer. Often times the Ontario personal injury lawyer and the lawyer for the insurance company will agree that the question can be answered later in writing as an undertaking.  Your Ontario personal injury lawyer will help prepare the undertaking and assist you in answering any undertakings.

An examination for discovery often “gets all the cards out on the table”.  The examination for discovery gives both sides a clear picture of all the facts in the Ontario personal injury law suit and allows for better communication and better chances of settling the Ontario personal injury lawsuit before it goes to court.

If you have any questions at all about your Ontario accident or your Ontario personal injury lawsuit, fell free to contact us.

—-The Ottawa Injury Lawyer Blog is written regularly by Ottawa Ontario personal injury lawyer David Hollingsworth. The Ottawa Injury Lawyer Blog reports on accidents in eastern Ontario, personal injury issues, local Ottawa news and events and various news that relates to Ottawa, accidents and personal injury. Visit  www.ottawainjury.ca for more information. If you have a subject  you would like to know about or  if you have a question,  please call or email me: david@ottawainjury.ca (613) 978-9549

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steps Ontario personal injury lawuits, examination for discovery


Ontario injury lawyer: What does an Ottawa personal injury lawyer do ?

Ottawa Personal Injury Lawyer David Hollingsworth…What does an Ottawa personal injury lawyer do?

Ottawa personal injury lawyers help Ontario accident victims and their families get the help, support and compensation they need following an accident in Ontario. An Ottawa personal injury lawyer not only represents and negotiates for you when it comes to your insurance claim, they also help in rebuilding lives after an Ontario accident. The best Ottawa personal injury lawyers work closely doctors, social worker and the entire rehabilitative team to ensure that accident victims have the best possible recovery. An Ottawa personal injury lawyer can help refer accident victims to specialists and help locate resources in the community.

As an Ottawa Personal Injury Lawyer, I specialize in the following areas:

Ontario Spinal Cord Injury, Ontario Brain Injury, Ontario Amputation Injury, Ontario Head Injury, Ontario Whiplash Injury, Ontario Slip and Fall Accidents, Ontario Wrongful Death Accidents, Ontario Accident Benefits Insurance Claims, Ontario Orthopedic Injury, Ontario Broken Bones Accidents, Ontario Catastrophic Injury, and Ontario Traumatic Injury.

If you or a loved one has been injured in an Ontario car accident, there is help and support available to you.  You do not have to do this on your own. Contact an Ottawa personal injury lawyer for help.


Questions to ask your Ottawa Injury Lawyer, Ottawa Law Firms

Questions to ask your Ottawa Injury Lawyerlawyerquestions

Looking for an Ottawa injury lawyer. During the selection process, you may become overwhelmed with the sheer number of Ottawa injury lawyers.  A good place to start is the local Bar Association; they can usually recommend a few lawyers that might be appropriate to your case.  What falls to you, however, is investigating these lawyers to ensure you find the right one for you.  You will want to interview all prospective injury lawyers and be sure to ask them plenty of questions.  It usually helps to write a list of your questions beforehand and go down the list, checking off each question when you get a satisfactory answer.  If, during the interview, you feel that they are brushing you off or do not have time for you, consider how you would feel if you hired them to help you and they did the same thing.  The way they treat you during the interview is often reflective of how they will treat you during your case, so pay close attention.

Ask them questions about their track record.  How many wins do they have out of how many cases?  How often do they take cases to court?  How long have they been working on cases like yours?  What are typical settlements that they have won for cases like yours?  While you are interviewing potential Ottawa personal injury lawyers, the answers to these questions are probably the most critical.  The purpose is to ascertain how likely this lawyer is to win your case, and how far are they willing to take the case before conceding to the insurance companies.  They should have far more wins than losses and they should not be afraid to take insurance companies to court.

Does your Ottawa injury lawyer specialize in personal injury?

Find out if they specialize in any specific type of injury or accident.  There are Ottawa personal injury lawyers who specialize in car accidents, work-related accidents, slips/falls, and all sorts of other types of accidents or injuries.  By finding out there specialization you can decide whether their specialty is in line with your type of injury.  If they are a great lawyer but they specialize in car accidents, while your case is a work-related accident, they are not the best lawyer for your specific case.

Settle on a cost before starting your case.  Ask each of the Ottawa personal injury lawyers how they calculate their rates.  Choose a lawyer who will cover the costs of your case as it moves along, then take an agreed upon amount out of the settlement.  This way you are not being charged more and more as the case proceeds and you have an agreement as to what appropriate costs for reimbursement would be.  If you decide to hire this particular lawyer, make sure that you have a written and signed contract specifying the calculation of the rate and how it will be paid.

Once all of your questions have been answered, compare and contrast different Ottawa personal injury lawyers based on their responses.  Based on this comparison, you can confidently select the right lawyer for you.

 


Ontario Spinal Cord Injury Lawyer, Ottawa Spinal Cord Injury Lawyer

Ontario Spinal Cord Injuries Lawyers, Ottawa Spinal Cord Injury Lawyer David Hollingsworth

An increase in spinal cord injuries

catastrophic injury

Sadly spinal cord injuries occur every day. Every day, someone in Canada suffers a spinal cord injury (“SCI”). This is the sad but real reality of spinal cord injuries. They are happening all the time. More than 80,000 Canadians currently live with some form of Spinal Cord Injury. Sadly, this number is expected to climb. A report by the Urban Futures Institute estimates that roughly 86,000 individuals currently have spinal cord injuries in Canada. Tragically, this number is set to increase to 121,000 by 2030. That’s an increase of 35,000 in less than 19 years.  Too high a number, in my opinion because we should be learning how to better prevent such injuries from occurring. The statistics are grim.

Do all spinal cord injuries result in paralysis?

Roughly 48,243 people with SCI’s are fully paralyzed, while 30,324 can still make use of their arms. Individuals with SCI will spend an average 140 days in hospital, and will die 15 to 30 years earlier than the average person with an average life expectancy. That’s because victims of SCI are more susceptible to medical complications like urinary tract infections, pressure ulcers, pneumonia and mental illnesses such as depression and anxiety. Christopher Reeve, for example, is a tragic and iconic example of a SCI victim dying of the enumerated causes – namely, depression and pressure ulcers. It is ironic that even the invincible and iconic superman of our generation was not invincible enough to avoid a spinal cord injury. These injuries are serious and can happen to anyone.  So please take care and exercise caution in situations where you or your loved ones could be at risk.