David Hollingsworth, Ottawa Personal Injury Lawyer has a team of professional working with him in the area of Accident Benefits. Following is a summary of the most commonly-accessed accident benefits. It is not a complete list of all available benefits.
- Income replacement. You are entitled to 80% of your net income to a maximum of $400 per week if you are substantially unable to perform the essential tasks of your occupation or employment during the first 104 weeks. Thereafter, you can continue to receive these benefits as long as you are continuously disabled from any occupation for which you are reasonably suited by education, training and experience for up to $400 a week or 80% of your net income.
- You may receive non-earner benefits of up to $185 a week if you are not employed. If you suffer a complete inability to carry on a normal life as a result of the injuries from the accident. No benefits are payable under this category for the first six months after the accident.
- Caregiver costs of up to $250 a week, if you were the primary caregiver of a person in need (with whom you were residing), plus $50 for each additional person in need of care
- Medical and rehabilitation costs (above OHIP) to a maximum of $100,000 for up to 10 years for a non-catastrophic injury, and up to $1,000,000 for the rest of the victim’s life in the case of a catastrophic injury.
- Special Attendant Care of up to $3,000 a month for two years for a non-catastrophic injury, and up to $6,000 a month for the victim’s lifetime for a catastrophic injury.
- Housekeeping and Home Maintenance of up to $100 per week.
- Death Benefits of $25,000 for the spouse of the victim; $10,000 for each of the victim’s dependents; $10,000 to the person who cared for the victim; up to $6,000 for funeral expenses.
- Travel Expenses for family members or those living with the accident victim for their visiting costs during treatment or recovery.
- Lost Education benefits for students to a maximum of $15,000.
What to do after an accident in Ontario
I truly hope you aren’t in an accident but should you be, here are a few important things you should do:
Give all information about the accident to the police
Get names and addresses of parties involved and witnesses
Notify your insurance company of the accident and record insurance information
Notify your doctor, employer or school
Keep track of all medical and rehab appointments
Keep track of receipts of related expenses
Keep track of time family and friends have provided care
Check for other available health insurance coverage plans
And of course, call a personal injury lawyer….
Who ? I know…Call me – David Hollingsworth (613) 237-4922 ext 203 or (613) 978-9549
Our lawyers are available by phone, text or email to answer any questions you may have following an accident. It’s our hope that you recover completely from your accident; however if you don’t , you need to put a plan in place. Our Ottawa injury lawyers are experienced in helping put these plans together for people who have been injured. We work closely with the families of our clients ; who are often times the ones in charge of making most of the decisions for their loved ones. Our Ottawa injury lawyers will work for you and ensure you are being treated fairly. Navigating the insurance system in Ontario can be very complicated and our lawyers have the experience to steer you in the right direction.
If you have a simple question, don’t be afraid to ask. the more information you have the better. It’s important you know your rights and what you and your family is entitled to. Whether or not you decide to make a personal injury claim is up to you and it’s important you make that decision with all the correct information.
This decision may affect the rest of your life. Make sure you make the right one.