How to start a personal injury insurance claim in Ontario and initial OCF forms to be completed.

Ottawa Injury Lawyers David Hollingsworth.

Being in an accident can be devastating.  You may have been severely injured or even lost a loved one.  In most cases, life may never be the same again.  Often times, it is difficult to know where to start to begin your new life , without your loved one or your new life with serious injuries.  The important thing is that you do start to rebuild your life and return back to your life as best as possible.  Depending on the severity of your injuries and the particulars of your accident, you may or may not require the assistance of a personal injury lawyer.  Regardless, you should at least consult with an experienced personal injury lawyer  and discuss the details of your accident and let them advise on how best to proceed.  Most experienced personal injury lawyers offer free consultations, so you have nothing to lose.  It is always best to make these important decisions with as much information possible.
When we meet with our personal injury clients, we offer to have our Ottawa injury lawyers or accident benefit specialists fill out all Ontario accident benefits forms.  This is certainly something one can do for oneself; however, we feel that after an accident, our clients have enough on their plates.  They are often unable to return to work right away, are stressed and the last thing that should be on their minds is complicated paperwork.  We offer to either sit down with our injury clients and complete the paperwork with them, or we can simply do it for them.  Some of the initial OCF forms that need to be completed are the following:
Initial Ontario Accident Benefit Forms OCF forms ….
  • Application for Accident Benefits OCF-1 form
    • This form needs to be filled out when initially applying for benefits, following a motor vehicle accident in Ontario.  This completed form commences the Ontario accident claim.
  • Employer’s Confirmation of Income OCF-2 form
    • This form needs to be filled out if you are claiming Income Replacement Benefits.  This form must be filled out by you and your employer. If you have had multiple employers in the past 52 weeks, you may need to complete several OCF 2 forms.
  • Disability Certificate OCF-3 form
    • This form needs to be filled out to prove your injuries. The OCF 3  form is  filled out by yourself and your health practitioner.  Along with your health practitioner, you will be required to describe your injuries following your accident.
  • Permission to Disclose Health Information OCF-5 form
    • This form needs to be filled out to process your Ontario insurance claim. This form allows the insurance company to  obtain any previous medical information.

There may be other OCF forms for you to complete . If you are unsure of which forms to complete or how best complete any forms, it is always best to consult an experienced Ottawa personal injury lawyers. For more information on Ontario accident benefits, visit our website at https://www.ottawainjury.ca/insurance-claims

Feel free to also contact us for a free consultation.  Our Ottawa injury lawyers can be reached by phone, email or in person.  Visit our website at https://www.ottawainjury.ca for more information on how to contact us for a free consultation.


Ottawa injury lawyer David Hollingsworth explains which Ontario accident benefit forms (OCF forms) you need following an accident in Ontario.

Ottawa Injury Lawyers David Hollingsworth and Associates.  If you have been in an accident in Ontario and are injured, you will most likely need to access your Ontario accident benefits. Ontario accident benefits are provided through your insurance company or the insurance company of other vehicle involved in the accident. You begin by first informing your own insurance company that you have been in an accident. They will then send you an Ontario Accident Benefits package.  By law your insurance company must provide you with these forms, and you have 30 days to complete the necessary accident benefit forms and return them to your insurance company. It is important you fill out these forms are properly filled out.  When a new client comes to us and we act for them as their Ottawa personal injury lawyer, we always recommend that we fill out the forms for them as often times they can be somewhat confusing and challenging if you have never filled them out before.  We have accident benefit specialists who can fill these form out for you in a comprehensive and detailed manner ensuring that there are no errors on your forms that could in turn delay your case. There are a number of Ontario accident benefit forms that need to be completed and depending on what your injuries are and the details of your accident, you may be required to fill out all of them. The primary forms that need to be filled out right away are:

Ontario Accident Benefit Forms:   OCF Forms

  1. OCF-1  : Application for Accident Benefits
    • This is the initial accident benefits form to be filled out when applying for accident benefits as a result of an accident . The OCF-1 form must be filled with your insurance company in order for your personal injury claim to commence.
  2. OCF-2 Employer’s Confirmation of Income
    • The OCF-2 form applies only to those who are claiming Income Replacement Benefits. The OCF-2 form is completed by you and your employer. There are instances where several OCF-2 forms need to be completed. For example if you have been employed by more than one employer in the previous 52 weeks, you may need to fill out an OCF-2 form for each of your previous employers within the previous 52 weeks.
  3. OCF-3 Disability Certificate
    • The OCF-3 form is to be completed mainly by your health practitioner. It needs to be as detailed as possible and describes the extent of your injuries as a result of the accident.
  4. OCF-5 Permission to Disclose Health Information
    • The OCF-5 forms allows for access to your medical records and any previous medical information that can help determine your  accident benefits eligibility.

You have been injured and you are suffering so its important that we get you help as quickly as possible. We are Ottawa personal injury lawyers who can help you by ensuring that you receive all the services you need as well as ensure that you receive maximum compensation for your injuries. Our accident benefit specialists will help you sift through the accident benefits process and will complete all the necessary Ontario accident benefit forms properly and in a timely manner, so as not to delay your case. We understand that these are difficult times and we are here to help.   Our Ottawa injury lawyers can travel to you, your home or your hospital. All consultations are free.