OCF 6 Form and Ontario Accident Benefits

What is an OCF 6 Form ?ocf form

The importance of properly filling out the OCF 6 form when applying for Ontario Accident Benefits.

If you have been injured in a motor vehicle accident in Ontario, chances are you will need support and compensation.  This support and compensation comes from insurance. Ontario Accident Benefits can also cover many expenses, supports and treatments. Ontario Accident Benefits can also cover lost wages. There is a section under Ontario Accident Benefits that are considered to “Other Expenses”. To apply for compensation for these benefits, you must complete and a detailed OCF-6 form, otherwise known as an “Expenses Claim Form”.

It’s important you try as best as possible to properly and completely fill out this form. If in doubt, consult with an experienced personal injury lawyer.  At our firm, we have staff dedicated to filling out Ontario Accident Benefits Forms and can help.

Take your time filling out an OCF 6 Form

It’s important to really take your time when filling an OCF-6 Accident Benefits form.  Keep a close track of lost income and other financial losses. When filing an OCF-6 Accident Benefits form remember that insurance companies are going to ask for proof. You will be required to show proof of your losses in the form of original bills and receipts. It’s important you ask for a receipt for everything you are going to claim under your insurance policy. It’s also a good idea to keep a copy of all your receipts, bills and documents and keep a copy for your records.

Know to ask for an OCF 6 Form

The OCF 6 form is not included in a“basic” Accident Benefits Application Package. Obtaining an Accident Benefits package is simple. Once you contact your insurance company, they will send you a package in the mail and you must complete it and send back within a timely manner. Be sure to ask for an OCF 6 Form as well if you have incurred other expenses. Alternatively you can download OCF Forms here.

Other Expenses refers to additional expenses that are deemed “reasonable and necessary.” These expenses must be directly related to your accident. It’s important to be honest.  Falsifying an Accident Benefits application is a serious offense under the Ontario Insurance Act. No one wins with insurance fraud. There may be some expenses that are covered in other sections of your Ontario Accident Benefits.  Even if an expense is covered under another benefit or insurance policy and you aren’t sure whether or not to submit it, consult your personal injury lawyer or include it and let the insurance adjuster will look at it and determine what is covered

Examples of other expenses that may be covered on an OCF 6 Form:

“Other Expenses” may include a variety of expenses as long as they are directly related to your accident.  For example, typical expenses that are often included on an OCF 6 form include:

  • Visitors’ travel expenses such as hotels, taxis, parking, flights
  • Housekeeping and home maintenance costs. This is an optional benefit that you have hopefully purchased
  • Caregiver benefit: Another optional benefit which you have hopefully opted for and purchased
  • Lost, damaged clothing and personal items such as eyeglasses, hearing aids, dentures and so on
  • Prescriptions, ambulance bills and personal belongings
  • Assistive devices such as walkers, crutches, prostheses and wheelchairs
  • Lost educational expenses such as tuition, fees

We have a team of lawyers and Accident Benefits specialists dedicated to helping you with your Accident Benefits.  We can help you complete your OCF 6 forms and help you by ensuring your application is complete.  There are many expenses that are covered that most people do not know about. We do.

Let us help you with your OCF 6 Form

If you would like help with your OCF 6 Form, contact one of our personal injury lawyers or accident benefits specialists free of charge and we can help you.


How to start a personal injury insurance claim in Ontario and initial OCF forms to be completed.

Ottawa Injury Lawyers David Hollingsworth.

Being in an accident can be devastating.  You may have been severely injured or even lost a loved one.  In most cases, life may never be the same again.  Often times, it is difficult to know where to start to begin your new life , without your loved one or your new life with serious injuries.  The important thing is that you do start to rebuild your life and return back to your life as best as possible.  Depending on the severity of your injuries and the particulars of your accident, you may or may not require the assistance of a personal injury lawyer.  Regardless, you should at least consult with an experienced personal injury lawyer  and discuss the details of your accident and let them advise on how best to proceed.  Most experienced personal injury lawyers offer free consultations, so you have nothing to lose.  It is always best to make these important decisions with as much information possible.
When we meet with our personal injury clients, we offer to have our Ottawa injury lawyers or accident benefit specialists fill out all Ontario accident benefits forms.  This is certainly something one can do for oneself; however, we feel that after an accident, our clients have enough on their plates.  They are often unable to return to work right away, are stressed and the last thing that should be on their minds is complicated paperwork.  We offer to either sit down with our injury clients and complete the paperwork with them, or we can simply do it for them.  Some of the initial OCF forms that need to be completed are the following:
Initial Ontario Accident Benefit Forms OCF forms ….
  • Application for Accident Benefits OCF-1 form
    • This form needs to be filled out when initially applying for benefits, following a motor vehicle accident in Ontario.  This completed form commences the Ontario accident claim.
  • Employer’s Confirmation of Income OCF-2 form
    • This form needs to be filled out if you are claiming Income Replacement Benefits.  This form must be filled out by you and your employer. If you have had multiple employers in the past 52 weeks, you may need to complete several OCF 2 forms.
  • Disability Certificate OCF-3 form
    • This form needs to be filled out to prove your injuries. The OCF 3  form is  filled out by yourself and your health practitioner.  Along with your health practitioner, you will be required to describe your injuries following your accident.
  • Permission to Disclose Health Information OCF-5 form
    • This form needs to be filled out to process your Ontario insurance claim. This form allows the insurance company to  obtain any previous medical information.

There may be other OCF forms for you to complete . If you are unsure of which forms to complete or how best complete any forms, it is always best to consult an experienced Ottawa personal injury lawyers. For more information on Ontario accident benefits, visit our website at https://www.ottawainjury.ca/insurance-claims

Feel free to also contact us for a free consultation.  Our Ottawa injury lawyers can be reached by phone, email or in person.  Visit our website at https://www.ottawainjury.ca for more information on how to contact us for a free consultation.