Slip and fall accident results in $125 000 in compensation for bulging disk.

Ottawa Slip and Fall Accident Lawyers

Compensation for bulging disk

We were pleased to be able to help another Ottawa woman who was recently injured in a slip and fall accident.  A few weeks after her slip and fall accident, she was in severe pain and needed help.  It became apparent that the pain in her lower back was causing her great pain and she would need compensation. We stepped in and took over and had the insurance company pay her $125 000 to compensate her for a bulging disk in her lower back. Our client was very happy with the way was settled without having to go to court.

How to determine the amount of compensation

It is difficult to determine the amount of compensation a certain injury will receive. In fact, it’s not just the injury that determines the compensation amount. The injured occupation, family, dependants, education, recovery, treatments, age, income, etc.. also help determine what amount of compensation will be needed to enjoy a comfortable quality of life moving forward, following the accident.

The role of a personal injury lawyer

We are Ottawa personal injury lawyers who help people like this every day. We know what to do to ensure our clients get maximum compensation for their injuries.  We hire and pay for experts to prepare a detailed analysis of all the costs that your injury is causing and will cause in the future.  These reports are incredibly important when it comes to the future and critical for maximum compensation. We’ve helped thousands and we can help you.

Experienced personal injury lawyers will offer you a free consultation and help you determine what your best course of action is. Maximum compensation for injuries such as a bulging disk can vary , but a top personal injury lawyer should be able to give you some indication in your initial free consultation.

What are you waiting for?


Ottawa accident electric bicycle results in serious head injury and leg injury.

E-bike Accidents

Is an e-bike considered to be a motor vehicle?

No, to operate an e-bike:

  • a driver’s licence is not required
  • there is no written test required to operate an e-bike
  • there is no vehicle registration or plate required for an e-bike
  • there is no motor vehicle liability insurance required
  • to operate, ride or be a passenger on an e-bike you must be older than or 16 years of age
  • requires drivers and riders  to wear an approved bicycle/ motorcycle helmet.

If you have been injured in an e-bike accident, you may be entitled to accident benefits as a cyclist would be . Regardless of whether or not you have your own insurance policy you have rights as an e-bike rider and passenger should you be in an accident. Our personal injury lawyers travel throughout Ottawa and eastern Ontario offering free consultations and helping people determine what their options are in a personal injury lawsuit.

In most instances, the initial meeting is simply a meeting to share the details of your accident and the extent of injuries. This information is enough for experienced personal injury lawyers to provide your with the insight you need and give you all the information regarding your personal injury lawsuit and the amount of personal injury compensation you might be entitled to.

If you have any questions, contact a personal injury lawyer to discuss what Ontario accident benefits you may be entitled and how to receive maximum compensation for your injuries. There are many areas involved in accidents and insurance claims. E-bikes are relatively new to the laws and it is critical that anyone driving an e-bike, as well as their family members , are informed as to how it works when it comes to insurance and accident claims. It’s not always clear and best that you sit with an experienced lawyer and allow them to walk you through it all. 

 

 

 


Ontario accident benefits and indexation. Should you purchase additional accident benefits?

Ottawa Insurance Claims Lawyers David Hollingsworth

In September 2010, The Ontario government through the Financial Services Commission of Ontario made significant changes to Ontario insurance plans. Not only did FSCO significantly reduce the accident benefits available to Ontario drivers, it introduced a 2 tiered approach for Ontario drivers. All Ontario drivers are required to purchase insurance.  How much insurance you purchase is up to you.

Top up accident benefits

There are several “top ups” that can be purchased in the event that you or a loved one is in an accident in Ontario. Indexation is an additional Ontario accident benefit that can be purchased. This optional benefit provides for an automatic adjustment over time of several  different accident benefits including income replacement benefits, medical and rehabilitation benefits, attendant care benefits and other Ontario accident benefits.  The indexation of these accident benefits is determined by the changes in inflation based on Consumer Price Index of Canada.​ Basically, it’s an extra insurance policy that ensures that your benefit dollars keep up with the times.

Accident Benefits and Indexation

In other words, a dollar today is not going to be worth what a dollar tomorrow will be worth. As an Ottawa personal injury lawyer, I know how important Ontario accident benefits are to my clients.  Often times, people are unable to return to their previous life before the accident and are left with their insurance claim and accident benefits to carry them throughout the rest of their lives. I know that Ontario insurance premiums are already very high, so paying even more is frustrating; however, if ever you need to access these accident benefits, you will need them.

Our personal injury lawyers are constantly meeting with people who regret not having “topped up” their insurance coverage.  It’s a personal decision and not a decision that should be taken lightly.

Something to think about…

 

 


Ontario insurance fraud affects you. Here’s how you can help…

Insurance Claims Lawyer

Did you know that the month of March has been deemed ” Fraud Prevention Month”.  I wanted to remind all  drivers that they can help to fight auto insurance fraud.
Unfortunately, people do abuse the auto insurance system and often times the insurance companies raise premiums as a result of faulty claims. There are ways to tackle this problem. It’s important to use a licensed insurance company, agent or broker when purchasing auto insurance. Go with someone you can trust. Talk or meet them first and see if you feel like it’s a good fit for you or not. The FSCO offers valuable information and a list of licensed insurance companies and agents in Ontario.  If you don’t know where to start; this is a great place. Suppose you are unfortunately in an accident. There are also steps you can also take to help avoid any insurance fraud being committed.
-Gather as much information as possible at the accident scene. If possible, take pictures.
-Get the contact information of other drivers, their drivers’ licence numbers and their licence plate numbers and insurance information. If possible, take a picture of the information they give you.
-Once your medical needs have been met, immediately file an accident report with the Police or if in a minor collision; the Collision Reporting Centre .You need to make sure that the accident has been legally reported.
-Ensure that you receive detailed repair bills and review them carefully.
If you suspect that someone is involved in insurance fraud, please report it to police. This is a problem that affects us all.
As an Ottawa personal injury lawyer, I feel very strongly about the abuse of auto insurance. There are people in accidents every day who need to be able to access much needed funds.  When insurance fraud takes place, it makes it more difficult for people to access the funds that really need it.  I also feel that auto insurance rates are so high already and we need to access even more to protect ourselves.  If the insurance companies weren’t raising the rates,more and more people could afford the much needed extra coverage. Most people feel the same as I do and the percentage of people who actually commit insurance fraud is low, I’m sure. If we could reduce it even more, that would be great.

 


Help and compensation for concussion injuries in Ontario accident benefits.

Concussions Injury Compensation Ontario.

I have had so many people come to me after a car accident in Ontario and they have no visible signs of an injury, yet they are suffering. After I hear about their day in and day out activities, it becomes quite apparent to me that they are suffering from a severe concussion. Concussions are a type of brain injury.  Although there is not always a blow to the head, a head injury can be equally or more painful.  In many cases, accident victims with severe concussions are not able to return to work or their everyday activities such as concentrating, remembering , or even simple tasks such as getting groceries or mowing the lawn. Suddenly noises, vibrations and lighting prevent them from any quality of life. No two concussions are alike and the effects suffered by brain injury victims will be different. The brain is one of the most complex organs in the body which controls all of the body’s functions. When these bodily functions are compromised, accident victims can suffer physically, mentally, and emotionally.

There has been a rise in public awareness when it comes to concussions.  It was previously believed that small blows to the head had little impact on one’s brain health.  Now, however through research, we know that these impacts can result in brain injury.

As an Ottawa personal injury lawyer I find this development in research to be amazing. With the new technology developed to test for concussions and brain injuries, I am able to help my clients get identified and get the medical help they need in a timely manner.  After that, I am able to help them get the maximum financial compensation for their concussion injury.

Concussion symptoms ….

  • Headaches
  • Trouble with memory
  • Temporary loss of consciousness
  • Slurred speech
  • Dizziness
  • Ears ringing
  • Nausea
  • Unusual fatigue

When someone suffers from a concussion, it is important that I work closely with their  family and  healthcare practitioners to ensure that we are keeping a close eye and making sure to note any changes or triggers with their concussion. Coping with the needs of a brain injury victim is extremely difficult for everyone involved.

Concussion injuries can be life changing

A severe concussion is life altering for everyone involved. I understand the pain and frustration involved when someone suffers a severe concussion. I have been able to put many things in place and help secure my clients financial futures as many have been unable to return to work.

In Ontario, people who have suffered a brain injury as a result of an Ontario car accident are entitled to compensation for their losses from their own insurance company. Insurance companies must pay for accident benefits for such things as lost income and  housekeeping, medical bills and rehabilitation. There are time limits in Ontario when it comes to applying for Ontario accident benefits. Some insurance companies will deny a claim, even if the insurance policy covers the entitled to Ontario accident benefits.  This is where personal injury lawyers can really make the difference.  An experienced Ontario personal injury lawyer will step in and represent you.  The best Ontario personal injury lawyers will ensure you are getting ALL of the accident benefits you are entitled to and make sure that you and your family are taken care of in the years to come. Insurers often deny accident benefits they are supposed to pay out on.  Every concussion and brain injury is different and therefore every Ontario accident claim is unique.

If you have suffered a concussion or if a friend or family member is suffering from a severe concussion, we understand and can help you. We can’t undo the damage that has been done, but we can help you get much needed resources that can help you regain control of your life. Your quality of life is extremely important; not only for you but for your family.  Your concussion may get worse, but hopefully it will get better. We can help you along the way. Hang in there and let us help !

 


Ottawa personal injury lawyer supporting Ontario pedestrian accident study.

As an Ottawa accident lawyer and Ontario personal injury lawyer, I am very pleased with the recent announcement that a new study into pedestrian deaths will be done by the Ontario Coroner’s Office. The Ontario pedestrian study is calling for Ontario residents to offer personal insight into pedestrian deaths.  This brings relief to not only myself, but many families and friends who have lost a loved one in an Ontario pedestrain accident or whose loved ones have suffered serious injury such as a brain injury, spinal cord injury or broken bones. The study will hopefully reveal what many already know…we need to make our pathways safer. Some are calling for more protected, better marked pedestrian walkways on busy roadways. The Ottawa Police are also anticipating the study will help identify trends and predictors to the fatal Ottawa collisions.

Sadly, to date in 2011, 7 Ottawa pedestrians were killed in Ottawa accidents, the same number as in all of 2010. This is tragic! Not to mention that many other pedestrian accidents result in serious personal injury. The Ottawa pedestrain accident statistics are very disturbing. In 2010  there were 390 pedestrians who suffered serious personal injury in Ottawa accidents. The goal of the coroner’s probe is to identify common factors in the wrongful deaths and to make recommendations to avoid future pedestrian accidents in Ontario. The study aims to look at accident trends across Ontario, education needs, enforcement needs , engineering through cities and municipalities.  The Ontario coroner’s office review will focus on deaths from 2010, with the report scheduled for release in spring 2012. In my opinion, as an Ottawa accident lawyer, this report can’t come soon enough !

The following are some statistics that relate to Ottawa pedestrain accidents:

2006 – 389, 2007 – 372, 2008 – 380, 2009 – 385, 2010 – 390

I know it goes without saying.  Some accidents are out of our control. Please be extra cautious when walking on busy streets.  Keep your head up, eyes open, but your phone away and focus on your surroundings.  It may very well save a life.

———————- The  Ottawa Injury Blog is written regularly by Ontario personal injury lawyer David Hollingsworth. Since 1999, David has been an Ottawa injury lawyer representing Ottawa accident victims and the families of accident victims who have lost a loved one in an Ontario accident. This blog reports on accidents in eastern Ontario, personal injury issues, local Ottawa news and events and various news that relates to Ottawa, accidents and personal injury.  Visit www.ottawainjury.ca for more information. If you have a question, feel free to call or email [email protected]  (613) 978-9549

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Ontario pedestrian accident study, Ottawa Personal Injury Lawyer David Hollingsworth