What is an OCF 6 Form ?
The importance of properly filling out the OCF 6 form when applying for Ontario Accident Benefits.
If you have been injured in a motor vehicle accident in Ontario, chances are you will need support and compensation. This support and compensation comes from insurance. Ontario Accident Benefits can also cover many expenses, supports and treatments. Ontario Accident Benefits can also cover lost wages. There is a section under Ontario Accident Benefits that are considered to “Other Expenses”. To apply for compensation for these benefits, you must complete and a detailed OCF-6 form, otherwise known as an “Expenses Claim Form”.
It’s important you try as best as possible to properly and completely fill out this form. If in doubt, consult with an experienced personal injury lawyer. At our firm, we have staff dedicated to filling out Ontario Accident Benefits Forms and can help.
Take your time filling out an OCF 6 Form
It’s important to really take your time when filling an OCF-6 Accident Benefits form. Keep a close track of lost income and other financial losses. When filing an OCF-6 Accident Benefits form remember that insurance companies are going to ask for proof. You will be required to show proof of your losses in the form of original bills and receipts. It’s important you ask for a receipt for everything you are going to claim under your insurance policy. It’s also a good idea to keep a copy of all your receipts, bills and documents and keep a copy for your records.
Know to ask for an OCF 6 Form
The OCF 6 form is not included in a“basic” Accident Benefits Application Package. Obtaining an Accident Benefits package is simple. Once you contact your insurance company, they will send you a package in the mail and you must complete it and send back within a timely manner. Be sure to ask for an OCF 6 Form as well if you have incurred other expenses. Alternatively you can download OCF Forms here.
Other Expenses refers to additional expenses that are deemed “reasonable and necessary.” These expenses must be directly related to your accident. It’s important to be honest. Falsifying an Accident Benefits application is a serious offense under the Ontario Insurance Act. No one wins with insurance fraud. There may be some expenses that are covered in other sections of your Ontario Accident Benefits. Even if an expense is covered under another benefit or insurance policy and you aren’t sure whether or not to submit it, consult your personal injury lawyer or include it and let the insurance adjuster will look at it and determine what is covered
Examples of other expenses that may be covered on an OCF 6 Form:
“Other Expenses” may include a variety of expenses as long as they are directly related to your accident. For example, typical expenses that are often included on an OCF 6 form include:
- Visitors’ travel expenses such as hotels, taxis, parking, flights
- Housekeeping and home maintenance costs. This is an optional benefit that you have hopefully purchased
- Caregiver benefit: Another optional benefit which you have hopefully opted for and purchased
- Lost, damaged clothing and personal items such as eyeglasses, hearing aids, dentures and so on
- Prescriptions, ambulance bills and personal belongings
- Assistive devices such as walkers, crutches, prostheses and wheelchairs
- Lost educational expenses such as tuition, fees
We have a team of lawyers and Accident Benefits specialists dedicated to helping you with your Accident Benefits. We can help you complete your OCF 6 forms and help you by ensuring your application is complete. There are many expenses that are covered that most people do not know about. We do.
Let us help you with your OCF 6 Form
If you would like help with your OCF 6 Form, contact one of our personal injury lawyers or accident benefits specialists free of charge and we can help you.
Is an e-bike considered to be a motor vehicle?
No, to operate an e-bike:
- a driver’s licence is not required
- there is no written test required to operate an e-bike
- there is no vehicle registration or plate required for an e-bike
- there is no motor vehicle liability insurance required
- to operate, ride or be a passenger on an e-bike you must be older than or 16 years of age
- requires drivers and riders to wear an approved bicycle/ motorcycle helmet.
If you have been injured in an e-bike accident, you may be entitled to accident benefits as a cyclist would be . Regardless of whether or not you have your own insurance policy you have rights as an e-bike rider and passenger should you be in an accident. Our personal injury lawyers travel throughout Ottawa and eastern Ontario offering free consultations and helping people determine what their options are in a personal injury lawsuit.
In most instances, the initial meeting is simply a meeting to share the details of your accident and the extent of injuries. This information is enough for experienced personal injury lawyers to provide your with the insight you need and give you all the information regarding your personal injury lawsuit and the amount of personal injury compensation you might be entitled to.
If you have any questions, contact a personal injury lawyer to discuss what Ontario accident benefits you may be entitled and how to receive maximum compensation for your injuries. There are many areas involved in accidents and insurance claims. E-bikes are relatively new to the laws and it is critical that anyone driving an e-bike, as well as their family members , are informed as to how it works when it comes to insurance and accident claims. It’s not always clear and best that you sit with an experienced lawyer and allow them to walk you through it all.