Ontario insurance accident benefits claims: Can a relative make a claim on my insurance?

Ottawa Insurance Claims Lawyers David Hollingsworth

Is everyone entitled to an insurance claim?

Yes, any person injured in an automobile accident in Ontario can make an insurance claim. This includes claim their relatives and/or dependents.

Are there any restrictions on making an insurance claim in Ontario?

There are some limitations to their insurance claim if one has broken the law during the accident in Ontario. If this is the case, they cannot receive income replacement benefits, visitors expenses, non-earner benefits, lost education expenses, expenses of visitors and the housekeeping and home maintenance benefits.

What happens if the injured does not have insurance ?

The person injured may claim these benefits from their own insurance company. If they do not have an insurance company, they can claim it at the driver at-fault’s insurance company. If none of the persons involved have insurance, the claim can be made through the Motor Vehicle Accident Claims Fund.

Who can help me with my insurance claim?

Regardless if you have been at fault or not or have insurance or not, we can help you. There are options. We understand the stress you are going through and can help. Our Ottawa personal injury lawyers have been helping people with their insurance claims since 1999.

Contact one of our Ottawa lawyers for a free consultation and help with your Ontario accident benefits insurance claim.

 

 


Lead by example. Do you wear a helmet or do you just make your kids wear one?

Child Head Injury

Please practice what you preach. Helmets might not always be the “coolest” or “most comfortable” option but they are absolutely the smartest option. I’m so pleased with this initiative. The Ottawa Public Health and CHEO have joined forces to promote the use of helmets during winter activities. Ottawa’s neurosurgeon Dr. Michael Vassilyadi attended the family day event at Ottawa’s city hall family day skating party to talk to parents to lead by example and wear their helmets !

Dr. Vassilyadi talked about how parents need to lead by example and how they are ambassadors and that kids look up to their parents and copy what they do.  I couldn’t agree more. We need to practice what we preach.

Dr. Vassilyadi also spoke about how  more families are taking the necessary precautions and wearing helmets for winter activities, such as skating and tobogganing. Dr. Vassilyadi also stated that there has been a decline in preventable head injuries in the Ottawa area, stating that there hadn’t been one surgical head injury until mid-January this season.

While one is too many at least we are moving in the right direction. I hope these messages reach others and before we know it wearing a helmet for winter activities will be an automatic response for everyone. Lead by example and put your helmet on ! If not for you, do it for your children. Kids watch their parents all the time and want to be the same. This is an easy way to install smart, safe decisions with your children. The ideal would be that we all get to a point where we don’t even think about it and we wear our helmets anytime we are participating in an activity that has a higher risk for head injuries. 

Do your part in avoiding head injuries .